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Licenses are typically required for individuals and businesses that provide construction industry services.
This guide contains information about construction industry licensing in Indiana.
A Certificate of Liability insurance that is no less than $500,00.00; Workers Comp insurance must be included on the certificate. The certificate holder should be City of Crown Point, 101 N East St., Crown Point, IN 46307
Bond Requirements:
A recorded Lake County (IN) Bond in the amount of $5,000
City East Chicago Building Department - Division of Inspections & Permits / Code Enforcement (IN)
Foreign Qualification is Prerequisite:
Yes
Insurance Requirements:
Certificate of Insurance submitted required to be original form to include policy numbers, and stipulating “City of East Chicago, Indiana, 4525 Indianapolis Blvd., East Chicago, IN” as Certificate Holder.
Workmen’s compensation covering all employees on any work done within the City of East Chicago.
An independent contractor not including Workmen’s Compensation on insurance policy is required to apply for an “Independent Contractor Affidavit of Exemption” from the Indiana State Workmen’s Compensation Board (800-824-2667). Form is available at the Building Department office.
Public liability insurance in the amount of not less than $100,000 for one person or $300,000 for one accident.
Property damage insurance in the amount of not less than $50,000.
Such workmen’s compensation, public liability and property damage insurance shall be kept in full force and effect during the entire licensed period and certificates to that effect annually.
Bond Requirements:
Surety bond in the sum of $5,000 payable to the City is required to be recorded with the: Lake County Recorder’s Office 2293 N. Main Street, Crown Point, IN 46307 (219) 755-3730.
Bond accepted stipulating “All Cities, Towns and Municipalities in Lake County, IN.”
Such bonds shall be resubmitted each year before renewal of the license is granted.
Registered Agent (Special Agency) Required?
No
Requirement Notes:
For foreign and/or out of state contractors – Certificate of Authority required to be submitted from State of Indiana Office of the Secretary of State.
All businesses maintaining and operating its offices in the City of East Chicago are required to obtain and hold a valid business license from the City of East Chicago prior to receiving a contractor’s license from this department. For further information regarding business licensing, please contact the City of East Chicago Economic & Business Development Department at 4525 Indianapolis Blvd, East Chicago, IN 46312 (219-391-8205).
City of Evansville/Vanderburgh County Building Commission (IN)
Insurance Requirements:
For Masters License, Commercial General Contractor’s License or an Unlimited Roofing License, an applicant shall, before being granted a license, make, execute and deliver to the Building Commission proof of general liability insurance in an amount not less than One Million Dollars ($1,000,000.00), with good and sufficient surety insuring all users of the licenses and indemnifying and holding harmless those persons sustaining loss or damages resulting from any and all work done under that license.
Residential General Contractor, Limited Roofing Contractor, Wrecking Contractor or a Sign Erector Class B, shall before being granted a license, make, execute and deliver to the Building Commission proof of general liability insurance in an amount not less than Five Hundred Thousand Dollars ($500,000.00), with good and sufficient surety insuring all users of the licenses and indemnifying and holding harmless those persons sustaining loss or damages resulting from any and all work done under that license.
For all other Sub-Contractor Licenses, an applicant shall, before being granted a license, make, execute and deliver to the Building Commission, proof of general liability insurance in an amount not less than Three Hundred Thousand Dollars ($300,000.00), with good and sufficient surety insuring all users of the licenses and indemnifying and holding harmless those persons sustaining loss or damages resulting from any and all work done under that license.
Each applicant for a Master’s or Contractor or Sub-Contractor License, shall, before being granted his/her license, provide proof of Worker’s Compensation coverage or an affidavit stating that by Indiana Law he/she is not required to have Worker’s Compensation Insurance.
This must be done within six (6) months of passing the exam and approval by the Licensing and Disciplinary Board.
Bond Requirements:
Each applicant for a Master’s or Contractor or Sub-Contractor License, shall, before being granted his/her license, make, execute and deliver to the Building Commission a Surety Bond in the amount of Twenty Five Thousand Dollars ($25,000.00) established in the applicant’s name on a form provided to the insurance company by the Building Commission.
Fee determined by type of contractor. See fee schedule here.
How to Apply:
Complete the application in ink or type
Make sure you clearly state the license for which you wish to test.
Obtain three (3) letters of recommendation from reputable business or professional men, not related by blood or marriage, vouching for the applicant’s reputation as to honesty, integrity, and good character.
Fill out the middle of the Criminal Record History form and have it notoarized.
Electrical and HVAC recommendation letters must be on letterhead and notarized that prove at least four (4) years of experience in the field for which you are applying.
The application and letters must be submitted at one time to the Building Commission.
The applications will be submitted to the proper boards for approval to take the test. Once this is done, you will be contacted (via e-mail or phone) with approval to contact Ivy Tech (812)429-9852 to schedule and pay required fee for test you are taking.
Exam scores are reviewed by the Licensing and Disciplinary Board on the fourth Thursday of the month for acceptance or denial of license.
The applicant will be contacted by the Building Commission for the completion of the licensing process, which is the proper fee and providing proof of the required insurance and surety bond.
General Liability Insurance Certificate is required.
Must have a minimum of $500,000 for each occurence of death or bodily injury.
Must have $100,000 for each occurence of prperty damage, or must have combined single limit coverage which covers both bodily injury and property damage, minimum $500,000 per occurence.
A Certificate of Insurance with the City of Hammond, 5925 Calumet Avenue, Hammond IN 46320 as Certificate Holder, with liability in the amount of 100,000/300,000 bodily injury and 50,000-property damage. Landlord License holders will be required to provide proof of insurance for each property owned.
Workman’s Compensation or a Certification of Waiver.
Bond Requirements:
A $5000 bond in the name of: Board of Lake County Commissioners, all Cities, Towns and Municipalities of Lake County, Indiana. The bond must be recorded at the Lake County Recorder’s Office, located at 2293 North Main St, Crown Point Indiana 46307 in order to be accepted.
A Certificate of Insurance with the City of Hammond, 5925 Calumet Avenue, Hammond IN 46320 as Certificate Holder, with liability in the amount of 100,000/300,000 bodily injury and 50,000-property damage. Landlord License holders will be required to provide proof of insurance for each property owned.
Workman’s Compensation or a Certification of Waiver.
A $5000 bond in the name of: Board of Lake County Commissioners, all Cities, Towns and Municipalities of Lake County, Indiana. The bond must be recorded at the Lake County Recorder’s Office, located at 2293 North Main St, Crown Point Indiana 46307 in order to be accepted.
Out of State Corporations must submit a Certificate of Foreign Registration to do business in the State of Indiana which is obtained through the Secretary of State Office in Indianapolis IN at www.in.gov.
Plumbing license for license holder as well as the company plumbing license (if applicable).
Renewals not received by January 31st, of each year will be subject to a late fee of $100 ($50 late fee for Plumbing Contractors). Licenses that are not renewed by June 30th of each year will be void.
Required Attachments:
Copy of Lake County recorded bond
Certificate of Insurance with City of Hammond listed as Certificate Holder (General Liability and Workman’s Comp)
Driver’s License of license holder
Certificate of Authority for a Foreign Corporation
If you are the sole employee you can apply to the state of Indianna Department of Revenue for the worker's compensation waiver.
Bond Requirements:
Minimum of $5,000 recorded with the Lake County, Indiana Office of the Recorder. The following verbage must be included on the bond in its entirety, "The board of commissioners of the county of Lake, state of INdianna, and all cities, towns and municpalities within".
Registered Agent (Special Agency) Required?
No
Requirement Notes:
The Contractor's company information must match exactly on both the Certificate of Insurance and the Lake County Bond.
All contractors and sub-contractors shall require a minimum of $1,000,000 insurance coverage w/ General Liability Property Damage and Workman’s Comp. (cc: Insurance policy made out to City of Lake Station 1969Central Avenue, Lake Station, Indiana 46405)
Bond Requirements:
$5,000 Surety Bond to be made out to “All Cities, Towns, & Municipalities in Lake County Indiana” BOND TO BE RECORDED AT: Lake County Government Complex2293 Main Street, Crown Point, Indiana 46307
Each applicant shall also submit a certificate of insurance to the building commissioner naming the City of Portage as the certificate holder and naming the City of Portage, its officers, agents and employees as additional insureds in the minimum amounts as hereafter provided:
Commercial general liability of $1,000,000.00 per occurrence and $1,000,000.00 aggregate.
Workers' compensation as required by the State of Indiana.
If you stated that you do not have workman's compensation insurance, you must provide a copy of your state of Indiana exemption certificate and sign and date: I hereby certify I have no employees but myself, and in the event I employ more than anyone other than myself, I will comply with city of portage municipal code section 18-59 pertaining to workman's compensation insurance.
Bond Requirements:
Each applicant shall submit a copy of a current Porter County Unified License Bond in the amount of $5,000.00 with the obligee identified as "Porter County and all cities, towns, and municipalities in Porter County."
Each sewer contractor shall also provide a bond in the amount of $50,000.00 with the obligee identified as "the City of Portage."
Sole Proprietors & Partnerships: Insured/principal should be listed as the “’Owner(s) Name’ DBA (doing business as) the Business Name” DBA’s that do not include the surname of the proprietor or partner, must register in the county in which the business originates. Proof of the DBA registration must be submitted with this application. If the county does not record DBA’s the contractor should submit a letter stating the county policy. For DBA’s located in Marion County, contact the Marion County Recorder’s Office at (317) 327-4020.
Corporations & LLCs: Must register with the Indiana Secretary of State at (317) 232-6576 or https://inbiz.in.gov
Agency Fee:
$247 if applying during the first 6 months of the biennial license period, $185 if applying during the second 6 months of the biennial license period, and $124 if applying at any time during the final year of the biennial license period.
Original Ink:
Required
Before you Apply:
GENERAL LIABILITY INSURANCE CERTIFICATE
Must have a certificate of insurance with: o Minimum of $500,000 for each occurrence of death or bodily injury o Minimum of $100,000 for each occurrence of property damage o OR combined single limit coverage which covers both bodily injury and property damage, minimum of $500,000 per occurrence
Must indicate the policy number or “Binder” (a binder is only valid for 30 days from date of issuance)
Must identify the effective and expiration dates of the coverage
Must name the sole proprietor, partnership, or corporation as the insured
Must indicate coverage for “General Contractor”\
Must not limit coverage to a single job or address or to only when work has been permitted
Must name the “Consolidated City of Indianapolis” as Additional Insured. The additional insured statement must be shown on the front/face of the Certificate. If an endorsement is needed, use ISO CG2036 0413 or an equivalent. o If an endorsement is listed on the certificate, a copy of the endorsement must be provided.
Must not require a written contract or agreement for additional insured
Must list the City of Indianapolis as Certificate Holder with Department’s address
Must notify the Department, in writing, at least 15 days prior to cancellation
WORKMAN’S COMPENSATION INSURANCE*
Must carry Workman’s Compensation Insurance for workers employed in Indianapolis/Marion County
Must identify the effective and expiration dates of coverage
Must indicate the policy number or “Binder” (a binder is only valid for 30 days from date of issuance)
*If you do NOT have employees: LLCs, Partnerships, and Sole Proprietors: Must complete the Workman’s Compensation waiver portion on the business license application Corporations: Due to the nature of a corporation, the owner/principal becomes an employee of the corporation (including Sub-S Corporations). By Indiana State Law, they are required to carry workman’s compensation coverage – at least covering the owner/principal. If there are no employees, you must complete the Workman’s Compensation Exemption Certificate Clearance Waiver issued by the State. Additional information can be found at (317)232-3808 for Indianapolis-based businesses, 800-824-COMP for outside of Indianapolis, or https://www.in.gov/wcb/
Bond Amount:
SURETY BOND OR BOND CONTINUATION CERTIFICATE
Must be type-written. Hand-written bonds will not be accepted.
Must show the bond number
Must list the name, address, and phone number of the bonding company & insurance agent
Must be in the amount of $10,000
Must name the “Consolidated City of Indianapolis and/or an Unknown Third Party” as Obligee
Must indicate coverage for a General Contractor
Must be signed by the principal (If partnership, all partners must sign)
Must have the expiration date of 12/31/2020 (or 12/31/2022)
All new listings, including name changes, will be required to attend an orientation class within sixty (60) days of issuance.
Before you Apply:
GENERAL LIABILITY INSURANCE CERTIFICATE
Must have a certificate of insurance with: o Minimum of $500,000 for each occurrence of death or bodily injury o Minimum of $100,000 for each occurrence of property damage o OR combined single limit coverage which covers both bodily injury and property damage, minimum of $500,000 per occurrence
Must indicate the policy number or “Binder” (a binder is only valid for 30 days from date of issuance)
Must identify the effective and expiration dates of the coverage
Must name the sole proprietor, partnership, or corporation as the insured
Must indicate coverage for “General Contractor”
Must not limit coverage to a single job or address or to only when work has been permitted
Must name the “Consolidated City of Indianapolis” as Additional Insured. The additional insured statement must be shown on the front/face of the Certificate. If an endorsement is needed, use ISO CG2036 0413 or an equivalent. o If an endorsement is listed on the certificate, a copy of the endorsement must be provided.
Must not require a written contract or agreement for additional insured
Must list the City of Indianapolis as Certificate Holder with Department’s address
Must notify the Department, in writing, at least 15 days prior to cancellation
WORKMAN’S COMPENSATION INSURANCE*
Must carry Workman’s Compensation Insurance for workers employed in Indianapolis/Marion County
Must identify the effective and expiration dates of coverage
Must indicate the policy number or “Binder” (a binder is only valid for 30 days from date of issuance)
*If you do NOT have employees:
LLCs, Partnerships, and Sole Proprietors: Must complete the Workman’s Compensation waiver portion on the business license application Corporations: Due to the nature of a corporation, the owner/principal becomes an employee of the corporation (including Sub-S Corporations). By Indiana State Law, they are required to carry workman’s compensation coverage – at least covering the owner/principal. If there are no employees, you must complete the Workman’s Compensation Exemption Certificate Clearance Waiver issued by the State. Additional information can be found at (317)232-3808 for Indianapolis-based businesses, 800-824-COMP for outside of Indianapolis, or https://www.in.gov/wcb/
Bond Amount:
SURETY BOND OR BOND CONTINUATION CERTIFICATE
Must be type-written. Hand-written bonds will not be accepted.
Must show the bond number
Must list the name, address, and phone number of the bonding company & insurance agent
Must be in the amount of $10,000
Must name the “Consolidated City of Indianapolis and/or an Unknown Third Party” as Obligee
Must indicate coverage for a General Contractor
Must be signed by the principal (If partnership, all partners must sign)
Must have the expiration date of 12/31/2020 (or 12/31/2022)
Indianapolis Heating and Cooling Contractor License
The city of Jeffersonville requires contractors to hold liability insurance of $100,000/$300,000 with the city of Jeffersonville as certificate holder.
Certificate of insurnance with minimum personal injury of $250,000, general liability of $500,000 and a minimum property damage of $100,000. “Certificate Holder” must read:Porter County Plan Commission 155 Indiana Avenue, Suite 311, Valparaiso, IN 46383
Bond Requirements:
$5,000 recorded bond that must read, “To Porter County and all cities, towns, and municipalities within Porter County”.
Putnam County Building and Planning Department (IN)
Foreign Qualification is Prerequisite:
No
Insurance Requirements:
Proof of Liability Insurance – insuring the listed contractor and naming the Director of County Commissioners of Putnam County or an unknowing third party as additional insured
Bond Requirements:
Surety Bond in the amount of at least $20,000 payable to Putnam County or an unknown third party as oblige
Biennially. Authorized contractors with surnames beginning in the letters A through K must be renewed by midnight on September 30 of the even calendar years. Authorized contractors with surnames beginning in the letters L through Z must be renewed by midnight on September 30 of the odd calendar years
All building contractors shall furnish, as part of this application: (a) a valid, current Certificate of Insurance showing compliance with Indiana Worker’s compensation and occupational disease laws, or a current worker’s compensation clearance certificate; and (b) a Certificate of Insurance demonstrating minimum combined single limits of five hundred thousand dollars per occurrence for bodily injury and property damage.
A certificate of insurance in the amount greater than or equal to $500,000.00 for single limit coverage for bodily injury and property damage. The certificate of insurance must show the Town of Dyer as a certificate holder.
Bond Requirements:
A current $5,000.00 bond, which must be recorded in Crown Point at the Lake County Government Center located at 2293 N. Main Street (219) 775-3730. If a copy of the original bond displaying the County recorder's stamp is on file with the building department, the continuation certificate for that same bond number does not need to display the recorder's stamp.
Certificate of insurance showing property damage of not less than $50,000 and liability isnuranc eof not less than $100,000, with the city as a certifcate holder.
Town of Munster Office of Community Development (IN)
Foreign Qualification is Prerequisite:
No
Insurance Requirements:
Certificate of insurance with the certificate holder listed as : Town of Munster, 1005 Ridge Road, Munster, IN 46321
Public Liability: shall be an all-perils or umbrella policy of at least $1,000,000
Workers Compensation: workers compensation insurance if applicable. If not applicable, an exemption form from the State of Indiana Workman's Compensation Board must be obtained. The form may be obtained on the in.gov/wcb/website (Form 45889) or a complimentary copy of the application may be requested from our office.
Bond Requirements:
One of the options below:
Copy of recorded $5,000 Bond made out to Lake County and all Cities and Towns therein; bond must be recorded at theLake County Recorder’s Office, 2293 North Main Street, Crown Point, IN 46307, (219) 755-3730
Original $5,000 Bond made out to Town of Munster, this must be mailed or dropped off in one of our drop boxes
Notes:
Prior to the issuance of any license as a general building contractor or subcontractor, the town shall conduct a limited criminal background check pertaining to the applicant.
Contractors whose business address is in Munster: $25 criminal background check fee + $25 application fee
Contractors whose business address is not in Munster:$25 criminal background check fee + $100 application fee (All new contractors and renewal for contractors NOT registered within the last five years)
Before you Apply:
Contractors whose business address is in Munster must also register as a business with the MunsterClerk-Treasurer.
Filing fees depend on your individual situation. We do our best to calculate your filing fees
upfront and collect those fees today so we can get started. Your specialist will determine your
exact filing fees and invoice additional fees if required.
