50-State Insurance Licensing Compliance Guide
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Rhode Island Insurance License

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Licensing requirements for Rhode Island insurance professionals and companies.

This page provides an overview of insurance licensing in Rhode Island for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Rhode Island must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Rhode Island Insurance Company Licenses

Rhode Island Company/ Independent Adjuster License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$300

Due:

Biennially

Rhode Island Company/Independent Adjuster License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$150

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially

Rhode Island Insurance Agency License

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

This section applies to insurance firms that are applying for a license in Rhode Island for the first time.

Agency:Rhode Island Division of Insurance Regulation
Form:

http://www.dbr.state.ri.us/divisions/insurance/producersadjusters.php#producers

Agency Fee:

Varies by insurance type. Baseline of $100

Registration Renewal

This section applies to insurance firms that are already licensed in Rhode Island and need to renew their license.

Agency:Rhode Island Division of Insurance Regulation
Form:

http://www.dbr.state.ri.us/divisions/insurance/producersadjusters.php#producers

Agency Fee:

Varies by insurance type. Baseline of $100

Due:

Biennially

Rhode Island Insurance Producer License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$130

Registration Renewal

Filing Method:

Online

Agency Fee:

$130

Due:

Biennially

Rhode Island Insurance Producer License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$120

Due:

Biennially

Rhode Island Life Settlement Provider License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$1,050

Registration Renewal

Filing Method:

Online

Agency Fee:

$550

Due:

Biennially

Rhode Island Life Settlement Provider License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$1,050

Registration Renewal

Filing Method:

Online

Agency Fee:

$550

Due:

Biennially

Rhode Island Motor Vehicle Damage Appraiser License - Non-Resident (No Home State)

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially

Rhode Island Portable Electronics Broker License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Portable Electronics Broker License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Public Adjuster License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially

Rhode Island Public Adjuster License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$300

Due:

Biennially

Rhode Island Reinsurance Intermediary Broker License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Reinsurance Intermediary Broker License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Reinsurance Intermediary Manager License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Reinsurance Intermediary Manager License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Review Agent Certification

Type of Review:

Medical Utilization Review

Agency:Rhode Island Office of the Health Insurance Commissioner
Law:

RI Gen L § 27-18.9-3

Initial Registration

Filing Method:

Online through SERFF

Agency Fee:

$250

Registration Renewal

Filing Method:

Online through SERFF

Agency Fee:

$250

Due:

Biennially by the date of issuance.

Rhode Island Third Party Administrator Certificate of Authority License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Third Party Administrator Certificate of Authority License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Third Party Administrator Registered License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Biennially

Rhode Island Third Party Administrator Registered License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Biennially

Rhode Island Third Party Administrator Waiver Certificate License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Third Party Administrator Waiver Certificate License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Title License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$180

Registration Renewal

Filing Method:

Online

Agency Fee:

$180

Due:

Biennially

Rhode Island Title License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$170

Registration Renewal

Filing Method:

Online

Agency Fee:

$170

Due:

Biennially

Individual Licenses

Rhode Island Individual Insurance Licenses

Rhode Island Company/ Independent Adjuster License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Company/Independent Adjuster License - Resident

Agency:Rhode Island Division of Insurance Regulation
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Emergency Adjuster License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Rhode Island Emergency Motor Vehicle Damage Appraisers License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$150

Rhode Island Insurance Agent License

Agency:Rhode Island Department of Business Regulation - Insurance Division

Initial Registration

This section applies to insurance agents that are applying for a license in Rhode Island for the first time.

Agency Fee:

From $0 to $200 depending on license type

Registration Renewal

Filing Method:

Online

Agency Fee:

Varies based on license type

Due:

Biennially

Rhode Island Insurance Producer License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$130

Registration Renewal

Filing Method:

Online

Agency Fee:

$130

Due:

Biennially

Rhode Island Insurance Producer License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$120

Due:

Biennially

Rhode Island Public Adjuster License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Public Adjuster License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$300

Due:

Biennially

Rhode Island Reinsurance Intermediary Broker License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Reinsurance Intermediary Broker License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Reinsurance Intermediary Manager License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Reinsurance Intermediary Manager License - Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Biennially

Rhode Island Title License - Non-Resident

Agency:Rhode Island Division of Insurance Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$180

Registration Renewal

Filing Method:

Online

Agency Fee:

$180

Due:

Biennially

Rhode Island Title License - Resident

Agency:Rhode Island Division of Insurance Regulation
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$170

Registration Renewal

Filing Method:

Online

Agency Fee:

$170

Due:

Biennially

Learn about insurance licensing in other states: