50-State Insurance Licensing Compliance Guide
Rhode Island Insurance License
Licensing requirements for Rhode Island insurance professionals and companies.
This page provides an overview of insurance licensing in Rhode Island for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in Rhode Island must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
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Company Licenses
Rhode Island Insurance Company Licenses
Rhode Island Company/ Independent Adjuster License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $300 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $300 |
| Due: | Biennially |
Rhode Island Company/Independent Adjuster License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $150 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Biennially |
Rhode Island Insurance Agency License
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in Rhode Island for the first time.
| Agency: | Rhode Island Division of Insurance Regulation |
| Form: | http://www.dbr.state.ri.us/divisions/insurance/producersadjusters.php#producers |
| Agency Fee: | Varies by insurance type. Baseline of $100 |
Registration Renewal
This section applies to insurance firms that are already licensed in Rhode Island and need to renew their license.
| Agency: | Rhode Island Division of Insurance Regulation |
| Form: | http://www.dbr.state.ri.us/divisions/insurance/producersadjusters.php#producers |
| Agency Fee: | Varies by insurance type. Baseline of $100 |
| Due: | Biennially |
Rhode Island Insurance Producer License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $130 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $130 |
| Due: | Biennially |
Rhode Island Insurance Producer License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $120 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $120 |
| Due: | Biennially |
Rhode Island Life Settlement Provider License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $1,050 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $550 |
| Due: | Biennially |
Rhode Island Life Settlement Provider License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $1,050 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $550 |
| Due: | Biennially |
Rhode Island Motor Vehicle Damage Appraiser License - Non-Resident (No Home State)
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $200 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Biennially |
Rhode Island Portable Electronics Broker License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Portable Electronics Broker License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Public Adjuster License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $200 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Biennially |
Rhode Island Public Adjuster License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $300 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $300 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Broker License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Broker License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Manager License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Manager License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Review Agent Certification
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially by the date of issuance. |
Rhode Island Third Party Administrator Certificate of Authority License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Third Party Administrator Certificate of Authority License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Third Party Administrator Registered License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $0 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Biennially |
Rhode Island Third Party Administrator Registered License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $0 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Biennially |
Rhode Island Third Party Administrator Waiver Certificate License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Third Party Administrator Waiver Certificate License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Title License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $180 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $180 |
| Due: | Biennially |
Rhode Island Title License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $170 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $170 |
| Due: | Biennially |
Individual Licenses
Rhode Island Individual Insurance Licenses
Rhode Island Company/ Independent Adjuster License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Company/Independent Adjuster License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $300 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Insurance Agent License
| Agency: | Rhode Island Department of Business Regulation - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in Rhode Island for the first time.
| Agency Fee: | From $0 to $200 depending on license type |
Registration Renewal
| Filing Method: | |
| Agency Fee: | Varies based on license type |
| Due: | Biennially |
Rhode Island Insurance Producer License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $130 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $130 |
| Due: | Biennially |
Rhode Island Insurance Producer License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $120 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $120 |
| Due: | Biennially |
Rhode Island Public Adjuster License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Public Adjuster License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $300 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $300 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Broker License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Broker License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Manager License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Reinsurance Intermediary Manager License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially |
Rhode Island Title License - Non-Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $180 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $180 |
| Due: | Biennially |
Rhode Island Title License - Resident
| Agency: | Rhode Island Division of Insurance Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $170 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $170 |
| Due: | Biennially |
Learn about insurance licensing in other states:
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
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