Massachusetts Insurance License
Licensing requirements for Massachusetts insurance professionals and companies.
This page provides an overview of insurance licensing in Massachusetts for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in Massachusetts must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
Company Licenses
Massachusetts Insurance Company Licenses
Massachusetts Insurance Agency License
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in Massachusetts for the first time.
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Form: | http://www.mass.gov/ocabr/licensee/license-types/insurance/individual-and-business-entity-licensing/ |
| Agency Fee: | Varies by insurance type. Baseline of $66 per active member |
Registration Renewal
This section applies to insurance firms that are already licensed in Massachusetts and need to renew their license.
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Form: | http://www.mass.gov/ocabr/licensee/license-types/insurance/individual-and-business-entity-licensing/ |
| Agency Fee: | Varies by insurance type. Baseline of $66 per active member |
| Due: | Annually |
Massachusetts Insurance Producer License - Business Entity
| Agency: | Massachusetts Division of Insurance |
| Foreign Qualification is Prerequisite: | No |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Filing Method: | |
| Agency Fee: | $75 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $75 |
| Due: | Annually by the date of issuance. |
Massachusetts Producer License - Non-Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $75 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $75 |
| Due: | Annually by the date of issuance. |
Massachusetts Producer License - Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $75 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $75 |
| Due: | Annually by the date of issuance. |
Massachusetts Surplus Lines Broker License - Non-Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $150 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: | Annually by the date of issuance. |
Massachusetts Surplus Lines Broker License - Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $150 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: | Annually by the date of issuance. |
Massachusetts Third Party Administrator License
| Agency: | Massachusetts Division of Insurance |
| Foreign Qualification is Prerequisite: | No |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Form: | |
| Filing Method: | |
| Agency Fee: | $0 |
Registration Renewal
| Form: | |
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | All Third-party Administrators, as a condition of registration, shall submit an |
Massachusetts Utilization Review License
Initial Registration
| Form: |
Registration Renewal
| Due: | Biennially by the date of issuance. |
Individual Licenses
Massachusetts Individual Insurance Licenses
Massachusetts Individual Insurance Producer License
| Agency: | Massachusetts Division of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $225 (Applicants applying for casualty, property, and/or personal lines LOAs are charged an additional $75 lead paint surcharge fee.) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $225 (Licensees renewing a license with casualty, property, and/or personal lines LOAs are charged an additional $75 lead paint surcharge fee.) |
| Due: | Triennially by the licensee's date of birth. |
Massachusetts Insurance Agent License
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in Massachusetts for the first time.
| Agency Fee: | From $150 to $225 depending on license type |
Massachusetts Producer License - Non-Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $225 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $225 |
| Due: | Triennially by the licensee's date of birth. |
Massachusetts Producer License - Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $225 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $225 |
| Due: | Triennially by the licensee's date of birth. |
Massachusetts Surplus Lines Broker License - Non-Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $150 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: | Annually |
Massachusetts Surplus Lines Broker License - Resident
| Agency: | Massachusetts Office of Consumer Affairs and Business Regulation |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $150 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: | Annually |
Learn about insurance licensing in other states:
