North Carolina Insurance License
Licensing requirements for North Carolina insurance professionals and companies.
This page provides an overview of insurance licensing in North Carolina for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in North Carolina must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
Company Licenses
North Carolina Insurance Company Licenses
North Carolina Auto Rental Limited License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $144 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Auto Rental Limited License License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Corporation License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $144 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Corporation License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Insurance Agency License
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in North Carolina for the first time.
| Agency: | North Carolina Department of Insurance |
| Form: | |
| Agency Fee: | $150 |
North Carolina Insurance Business Entity License - Corporation
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | No |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Filing Method: | |
| Agency Fee: | $144 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by March 31. |
North Carolina Limited Lines Travel Business Entity License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Limited Lines Travel Business License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Partnership License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Partnership License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Portable Electronics Business Entity License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Portable Electronics Business Entity License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Public Adjuster Business Entity License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $234 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $234 |
| Due: | Annually by April 1. |
North Carolina Public Adjuster Business Entity License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $234 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $234 |
| Due: | Annually by April 1. |
North Carolina Self-Service Storage Limit License License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Self-Service Storage Limit License License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by April 1. |
North Carolina Surplus Lines Business Entity License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by September 1. |
North Carolina Surplus Lines Business Entity License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $134 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $134 |
| Due: | Annually by September 1. |
North Carolina Third Party Administrator License
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | No |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Form: | |
| Filing Method: | Email LHinbox@ncdoi.gov |
| Agency Fee: | $300 |
| Required Attachments: | Biographical affidavits of TPA officers and director, By-laws of TPA, Organizational documents of TPA, such as articles of incorporation, partnership agreement, etc., including all amendments, Narrative discussing internal controls of TPA operations, General description of business operations, Executed copy of the administrator's power of attorney, ONLY for non-domestic TPA. Forms available here. |
Registration Renewal
| Form: | |
| Filing Method: | Email LHinbox@ncdoi.gov |
| Agency Fee: | $300 |
| Due: | Annually by date of issuance. |
| Required Attachments: | A list of the TPA officers and directors, a list of insurance companies with which the TPA has administrative agreements & certification that company will provide signed copy if requested, current evidence that the TPA employs a licensed agent, ONLY if the TPA solicits new or renewal insured business, current evidence of E&O or liability insurance, and copy of current domestic license - ONLY if TPA is a non-domestic company. |
North Carolina Utilization Review License
Not required
Utilization Review licensure is not required on the State level in North Carolina.
North Carolina does not license utilization review entities, but health care providers may need to certify that their review procedures follow state law.
More information: North Carolina Department of InsuranceIndividual Licenses
North Carolina Individual Insurance Licenses
North Carolina Auto Physical Damage License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $84 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Auto Physical Damage License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Yes |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $84 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Broker License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $84 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $84 |
| Due: | Annually by April 1. |
North Carolina Broker License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $84 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $84 |
| Due: | Annually by April 1. |
North Carolina Company / Independent Firm Adjuster License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $169 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Company/Independent Firm Adjuster License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Yes |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $169 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Hail Adjuster License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $114 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $54 |
| Due: | Annually by April 1. |
North Carolina Hail Adjuster License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Yes |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $104 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $54 |
| Due: | Annually by April 1. |
North Carolina Individual Insurance Producer License
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $82 + $50 for each additional line of authority |
Renewal Not Required
Not required
- Insurance producer licenses do not renew and are valid until surrendered, canceled or revoked as respects to the following lines of authority: Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Medicare Supplement Long-Term Care, Variable Life and Variable Annuity Products.
- Although their licenses do not need to be renewed, producers must meet continuing education requirements to maintain their license.
North Carolina Insurance Agent License
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in North Carolina for the first time.
| Agency Fee: | From $82 to $582 depending on license type |
North Carolina Motor Vehicle Damage Appraiser License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $159 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Motor Vehicle Damage Appraiser License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $159 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Public Adjuster License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $169 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Public Adjuster License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Yes |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $184 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $184 |
| Due: | Annually by April 1. |
North Carolina Self-Employed Adjuster License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $169 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Self-Employed Insurance Adjuster License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $159 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $109 |
| Due: | Annually by April 1. |
North Carolina Surplus Lines License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $84 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $84 |
| Due: | Annually by September 1. |
North Carolina Surplus Lines License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Yes |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $84 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $84 |
| Due: | Annually by September 1. |
North Carolina Temporary Producer License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $84 |
Renewal Not Required
Not required
Temporary licenses are valid for 120 days and cannot be renewed.
North Carolina Viatical Settlement Broker License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $534 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $534 |
| Due: | Annually by April 1. |
North Carolina Viatical Settlement Broker License - Non-Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $534 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $534 |
| Due: | Annually by April 1. |
North Carolina Viatical Settlement Broker License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $534 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $534 |
| Due: | Annually by April 1. |
North Carolina Viatical Settlement Broker License - Resident
| Agency: | North Carolina Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $534 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $534 |
| Due: | Annually by April 1. |
Learn about insurance licensing in other states:
