50-State Insurance Licensing Compliance Guide

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Guide Contents

Overview

Georgia Insurance License

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Licensing requirements for Georgia insurance professionals and companies.

This page provides an overview of insurance licensing in Georgia for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Georgia must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Georgia Insurance Company Licenses
Georgia Individual Insurance Licenses

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Company Licenses

Insurance Agency

(1)

Insurance Producer Business

(4)

Other Insurance Agency

(4)

Portable Electronics Insurance Agency

(2)

Third Party Administrator Business

(2)

Utilization Review

(2)

Vehicle Protection Product Warrantor

(1)

Individual Licenses

Insurance Adjuster

(8)

Insurance Agent

(1)

Insurance Producer Individual

(2)

Other Insurance Individual

(4)

Surplus Lines Producer/Broker

(2)

Company Licenses

Georgia Insurance Company Licenses

Georgia Branch Agency - Nonresident License

Agency:

Georgia Office of Insurance and Safety Fire Commissioner

Filing Method:	Online
Agency Fee:	$20
Due:	Biennially by December 31.

Type of Review:	Medical Utilization Review
Agency:	Georgia Department of Community Health
Law:	O.C.G.A. § 33-20A-39
Foreign Qualification is Prerequisite:	Yes

Form:	Application for Certification as an IRO
Agency Fee:	$500
Required Attachments:	A copy of the organization's independent review plan A written quality assurance mechanism in place that ensures the timeliness and quality of the reviews, the qualifications and independence of the expert reviewers, and the confidentiality of medical records and review materials. Copies of policies and any procedures ensuring compliance with all applicable state and federal laws and with the Rules to protect confidentiality of medical records and personal information. A listing of the number, type, and minimum qualifications of the personnel either employed or under contract to perform the independent review. A copy of written procedures used to determine whether physicians or other health care providers utilized by the independent review organization describe the personnel and the accrediting policies and procedures of the applicant. A completed profile for each expert reviewer and provider as outlined in the Rules. Biographical information about officers, directors and staff as detailed on the application. A copy of the most recent by-laws and articles of incorporation for the legal applicant. Evidence of the applicant's authorization to conduct business in that state of Georgia. A description of the existing or proposed organization and provide a copy of the organizational chart. A chart showing contractual arrangements of the independent review system. The names of each stockholder or owner of more than five percent of any stock or options. The name and type of business of each corporation or other organization that the applicant controls or is affiliated with and the nature and extent of the affiliation or control. Also provide a chart or list clearly identifying the relationship between the applicant and any affiliates. A list of any currently outstanding loans or contracts to provide services between the applicant and any affiliates or any officer of its affiliates. The names of any predecessor affiliates and /or companies, including trade names.

Form:	Renewal of Certificate of Registration for IRO
Agency Fee:	$250
Due:	Annually at least 90 days prior to the anniversary of registration.

Form:	Application for Certification as a Private Review Agent
Agency Fee:	$1,000
Notarization Required?:	Required
Required Attachments:	Certified copy of entity formation documents including amendments Copy of bylaws, rules and regulations or similar documents regulating the affairs of the private review agent certified by the principal partners or the president and secretary and containing the corporate seal. Names, addresses, and titles of positions held by individuals who are responsible for the conduct of the affairs of the private review agent in Georgia. A copy of the biographical affidavit for each person listed as responsible for the conduct of the affairs of the private review agent. If using a DBA, a certified copy of the recorded application received from the Clerk of the Superior Court in the county where doing business. Some additional attachments as noted in the Checklist of Application Documents for Initial Certification of Private Review Agents

Agency Fee:	$0
Due:	Annually by March 1.
Law:	GAC § 120-2-58-.07

Form:	Annual Report Information for Utilization Review Activities
Agency Fee:	$0
Due:	Annually by March 1.
Law:	GAC § 120-2-58-.07

Form:	Third Party Administrators Forms
Agency Fee:	$600 application fee + 5 processing fee
Before you Apply:	Plan of Operation List the lines of business that the Applicant Company is currently licensed to transact and is transacting in all jurisdictions. Narrative - information the applicant wishes to provide in support of hte application. Proforma financials - provide a company-wide three-year proforma balance sheet and income statement. For the lines requested, provide three years of premium and loss projections by line specifially for Georgia Projections have to support the plan of operation Questionaire (Form 8) If the applicant is a member of a holding company system, the application must include the most recent Holding Company Act filings, including Annual Form B Reigstration Statement and related Form F. In lieu of these, the applicant can submit a narrative containing all the information reported in these forms. SEC filings or consolidated GAAP financial statements Debt-to-Equity ration statement Custody agreements NAIC Biographical affidavits for all officers, directors, key personnel, and shareholders with a 10% or greater interest in the applicant company Background reports for each officer, director, key person, or shareholder listed Proof of compliance with FCRA Proof of meeting minimum capital and surplus requirements Deposit requirements Name approval (if required) Certified Copy of Articles of incorporation Bylaws certified by the company's assistant
Required Attachments:	Form GID-3, Appointment of Attorney-in-Fact (must be Georgia resident) Form GID-4, Appointment of Commissioner as Attorney-in-Fact
Bond Amount:	Bonds must include The Georgia Insurance Commissioner name and address as the certificate holder A 30 day written notice of cancellation A minimum amount of $100,000 Proof of coverage must include a complete copy of the bond, including any and all related endorsements.

Instructions:	Third Party Administrator Renewal Instructions
Filing Method:	Online
Agency Fee:	$400 filing fee + $5 processing fee
Due:	Annually by March 1.
Due Date Extension:	Extension only granted in extreme circumstances and by prior approval

Instructions:	Third Party Administrator Exempt Registration Instructions
Filing Method:	Online

Instructions:	Third Party Administrator Exempt Renewal Instructions
Filing Method:	Online
Agency Fee:	$50 annual filing fee + $5 processing fee
Due:	Annually by December 31.

Agency:	Georgia Office of Commissioner of Insurance and Safety Fire
Foreign Qualification is Prerequisite:	No
Registered Agent (Special Agency) Required?	No

Agency:	Georgia Office of Insurance and Safety Fire Commissioner
Exam Required?	Yes

Agency Fee:	From $100-$600 depending on license type + $5 processing fee
Due:	Biennially by the last day of initial registration month

Georgia Insurance License

Company Licenses

Georgia Insurance Company Licenses

Georgia Branch Agency - Nonresident License

Initial Registration

Registration Renewal

Georgia Branch Agency - Resident License

Initial Registration

Registration Renewal

Georgia Independent Review Organization Certification

Initial Registration

Registration Renewal

Georgia Insurance Agency License

Initial Registration

Registration Renewal

Georgia Principal Agency - Nonresident License

Initial Registration

Registration Renewal

Georgia Principal Agency - Resident License

Initial Registration

Registration Renewal

Georgia Private Review Agent Certification

Initial Registration

Registration Renewal

Supplemental ReportingComplaint Report

Supplemental ReportingAnnual Report

Georgia Rental Company - Nonresident License

Initial Registration

Registration Renewal

Georgia Rental Company - Resident License

Initial Registration

Registration Renewal

Georgia Retail Vendor of Portable Electronics Insurance - Resident License

Initial Registration

Registration Renewal

Georgia Retail Vendor of Portable Electronics Insurance License - Non-Resident

Initial Registration

Registration Renewal

Georgia Self Storage Provider - Non-Resident License

Initial Registration

Registration Renewal

Georgia Self Storage Provider - Resident License

Initial Registration

Registration Renewal

Georgia Third Party Administrator

Initial Registration

Registration Renewal

Georgia Third Party Administrator - Exempt

Initial Registration

Registration Renewal

Georgia Vehicle Protection Warrantor Registration

Initial Registration

Registration Renewal

Individual Licenses

Georgia Individual Insurance Licenses

Georgia Adjuster - Non-Resident License

Initial Registration

Registration Renewal

Georgia Adjuster (Resident) License

Initial Registration

Registration Renewal

Georgia Agent - Nonresident License

Initial Registration

Registration Renewal

Georgia Agent - Resident License

Initial Registration

Registration Renewal

Georgia Counselor - Nonresident License

Initial Registration

Registration Renewal

Georgia Crop/Hail Adjuster - Non-Resident License

Initial Registration

Registration Renewal

Georgia Crop/Hail Adjuster - Resident License

Initial Registration

Registration Renewal

Georgia Fraternal Agent - Nonresident License

Initial Registration

Registration Renewal

Georgia Insurance Agent License

Supplemental Reporting
Complaint Report

Supplemental Reporting
Annual Report