Insurance agents and other individuals involved in the insurance industry must be licensed to provide the
services they offer. Licensing is typically regulated at the state level, although some lines of
authority are subject to federal regulation. Insurance licensing requirements vary by state and by type
of insurance service being offered.
The following table summarizes insurance licensing requirements across the United States. Click
on any state for the licensing information specific to that state.
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Alabama Department of Insurance
Initial License Fee: From $60 to $1,000 depending on license type
Renewal Fee: Varies based on residency and license type
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Alaska Department of Commerce, Community, and Economic Development - Division of Insurance
Initial License Fee: From $0 to $300 depending on license type.
Renewal Fee: Varies based on residency and license type
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Arizona Department of Insurance and Financial Institutions - Insurance Division
Initial License Fee: From $0 to $1,000 depending on license type.
Renewal Fee: $120
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Arkansas Insurance Department
Initial License Fee: From $0 to $1,035 depending on license type.
Renewal Fee: Varies based on license type
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California Department of Insurance
Initial License Fee: From $85 to $1,178 depending on license type.
Renewal Fee: $188 for Property & Casualty
Fees vary based on lines of authority.
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Colorado Department of Regulatory Agencies - Division of Insurance
Initial License Fee: From $57 to $233 depending on license type.
Renewal Fee: Varies based on residency and lines of authority
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Connecticut Insurance Department
Initial License Fee: From $130 to $675 depending on license type.
Renewal Fee: Varies based on the license type. $80-$650
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Delaware Department of Insurance
Initial License Fee: From $0 to $1,000 depending on license type.
Renewal Fee: From $100 to $500 based on license type
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District of Columbia Department of Insurance, Securities, and Banking
Initial License Fee: From $0 to $300 depending on license type.
Renewal Fee:
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Florida Department of Financial Services - Division of Insurance Agent and Agency Services
Initial License Fee: From $55 to $150 depending on license type.
Renewal Fee:
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Georgia Office of Insurance and Safety Fire Commissioner
Initial License Fee: From $100 to $600 depending on license type
Renewal Fee: From $100-$600 depending on license type + $5 processing fee
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Hawaii Department of Commerce and Consumer Affairs - Insurance Division
Initial License Fee: From $150 to $2,800 depending on license type
Renewal Fee: Insurance Producer : $150
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Idaho Department of Insurance
Initial License Fee: From $80 to $500 depending on license type
Renewal Fee: Varies depending on license type
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Illinois Department of Insurance
Initial License Fee: From $0 to $400 depending on license type.
Renewal Fee: Varies based on license type
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Indiana Department of Insurance
Initial License Fee: From $40 to $80 depending on license type
Renewal Fee: Varies based on the license type; Non-Resident retaliatory fee may apply.
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Initial License Fee: $50 for most.
Renewal Fee: Varies based on license type
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Kansas Insurance Department
Initial License Fee: From $30 to $100 depending on license type
Renewal Fee: $50
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Kentucky Department of Insurance
Initial License Fee: From $25 to $500 depending on license type
Renewal Fee: Varies based on license type; an agent with one or more active appointments will have a renewal fee of $0.
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Louisiana Department of Insurance
Initial License Fee: From $55 to $250 depending on license type
Renewal Fee: Varies based on license type
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Maine Bureau of Insurance
Initial License Fee: From $25 to $165 depending on license type
Renewal Fee:
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Maryland Insurance Administration
Initial License Fee: From $5 to $250 depending on license type
Renewal Fee:
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Massachusetts Office of Consumer Affairs and Business Regulation
Initial License Fee: From $150 to $225 depending on license type
Renewal Fee:
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Michigan Department of Insurance and Financial Services
Initial License Fee: From $10 to $110 depending on license type
Renewal Fee:
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Minnesota Department of Commerce
Initial License Fee: From $50 to $500 depending on license type
Renewal Fee: Producer: $50 per line of authority + $25 technology surcharge
Agent: $50 + $25 technology surcharge
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Mississippi Insurance Department
Initial License Fee: From $5 to $100 depending on license type
Renewal Fee: Varies based on license type + $1 online application fee
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Missouri Department of Insurance
Initial License Fee: From $25 to $150 depending on license type
Renewal Fee: $100
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Office of The Montana State Auditor
Initial License Fee: From $0 to $100 depending on license type
Renewal Fee: Varies based on license type
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Nebraska Department of Insurance
Initial License Fee: From $20 to $250 depending on license type
Renewal Fee: Varies based on license type
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Nevada Division of Insurance
Initial License Fee: From $138 to $235 depending on license type
Renewal Fee: $185
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New Hampshire Insurance Department
Initial License Fee: From $75 to $210 depending on license type
Renewal Fee: $150
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New Jersey Department of Banking and Insurance - Division of Insurance
Initial License Fee: From $70 to $170 depending on license type
Renewal Fee: Limited Line License: $75
Major Lines License: $150
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New Mexico Office of Superintendent of Insurance
Initial License Fee: From $30 to $100 depending on license type
Renewal Fee: Varies based on license type
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New York Department of Financial Services
Initial License Fee: From $0 to $7,500 depending on license type
Renewal Fee: Varies based on Retaliatory Fee
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North Carolina Department of Insurance
Initial License Fee: From $82 to $582 depending on license type
Renewal Fee:
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North Dakota Insurance Department
Initial License Fee: $100 for most.
Renewal Fee: $25
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Ohio Department of Insurance
Initial License Fee: From $10 to $500 depending on license type
Renewal Fee: Varies based on license type
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Oklahoma Insurance Department
Initial License Fee: From $15 to $250 depending on license type
Renewal Fee: Varies based on license type
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Oregon Division of Financial Regulation
Initial License Fee: From $45 to $75 depending on license type
Renewal Fee: $45
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Pennsylvania Insurance Department
Initial License Fee: From $55 to $200 depending on license type
Renewal Fee: Varies based on license type
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Rhode Island Department of Business Regulation - Insurance Division
Initial License Fee: From $0 to $200 depending on license type
Renewal Fee: Varies based on license type
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South Carolina Department of Insurance
Initial License Fee: From $0 to $400 depending on license type
Renewal Fee:
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South Dakota Department of Labor and Regulation - Division of Insurance
Initial License Fee: From $25 to $50 depending on license type
Renewal Fee: Non-Resident Producer: Retaliatory Fee based on the resident state
All others: Fee varies depending on license type
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Tennessee Department of Commerce and Insurance
Initial License Fee: From $50 to $120 depending on license type
Renewal Fee:
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Texas Department of Insurance
Initial License Fee: $50 for most.
Renewal Fee: $50
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Utah Insurance Department
Initial License Fee: From $50 to $75 depending on license type
Renewal Fee: $75
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Vermont Department of Financial Regulation
Initial License Fee: From $60 to $430 depending on license type
Renewal Fee: Non-Resident : Fee varies based on state of residency
Resident : Fee varies from $30 - $300 based on license type
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Virginia State Corporation Commission - Bureau of Insurance
Initial License Fee: From $15 to $250 depending on license type
Renewal Fee:
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Washington Office of the Insurance Commissioner
Initial License Fee: From $25 to $205 depending on license type
Renewal Fee: From $55 to $200 depending on license type
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West Virginia Offices of the Insurance Commissioner
Initial License Fee: From $25 to $200 depending on license type
Renewal Fee:
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Wisconsin Office of the Commissioner of Insurance
Initial License Fee: From $10 to $750 depending on license type
Renewal Fee: From $35 to $250 depending on license type and residency
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Wyoming Department of Insurance
Initial License Fee: From $10 to $100 depending on license type
Renewal Fee: From $20 to $150 depending on license type
