50-State Insurance Licensing Compliance Guide
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Insurance Agent Compliance

Insurance agents and other individuals involved in the insurance industry must be licensed to provide the services they offer. Licensing is typically regulated at the state level, although some lines of authority are subject to federal regulation. Insurance licensing requirements vary by state and by type of insurance service being offered.

Table of Insurance Licenses

The following table summarizes insurance licensing requirements across the United States. Click on any state for the licensing information specific to that state.

Alabama

More Info

Agency

Alabama Department of Insurance

Application Types

Applying

Initial License Fee:

From $60 to $1,000 depending on license type

Renewal Fee:

Varies based on residency and license type

Alaska

More Info

Agency

Alaska Department of Commerce, Community, and Economic Development - Division of Insurance

Application Types

Applying

Initial License Fee:

From $0 to $300 depending on license type.

Renewal Fee:

Varies based on residency and license type

Arizona

More Info

Agency

Arizona Department of Insurance and Financial Institutions - Insurance Division

Application Types

Applying

Initial License Fee:

From $0 to $1,000 depending on license type.

Renewal Fee:

$120

Arkansas

More Info

Agency

Arkansas Insurance Department

Application Types

Applying

Initial License Fee:

From $0 to $1,035 depending on license type.

Renewal Fee:

Varies based on license type

California

More Info

Agency

California Department of Insurance

Application Types

Applying

Initial License Fee:

From $85 to $1,178 depending on license type.

Renewal Fee:

$188 for Property & Casualty

Fees vary based on lines of authority.

Colorado

More Info

Agency

Colorado Department of Regulatory Agencies - Division of Insurance

Application Types

Applying

Initial License Fee:

From $57 to $233 depending on license type.

Renewal Fee:

Varies based on residency and lines of authority

Connecticut

More Info

Agency

Connecticut Insurance Department

Application Types

Applying

Initial License Fee:

From $130 to $675 depending on license type.

Renewal Fee:

Varies based on the license type. $80-$650

Delaware

More Info

Agency

Delaware Department of Insurance

Application Types

Applying

Initial License Fee:

From $0 to $1,000 depending on license type.

Renewal Fee:

From $100 to $500 based on license type

District of Columbia

More Info

Agency

District of Columbia Department of Insurance, Securities, and Banking

Application Types

Applying

Initial License Fee:

From $0 to $300 depending on license type.

Renewal Fee:

Florida

More Info

Agency

Florida Department of Financial Services - Division of Insurance Agent and Agency Services

Application Types

Applying

Initial License Fee:

From $55 to $150 depending on license type.

Renewal Fee:

Georgia

More Info

Agency

Georgia Office of Insurance and Safety Fire Commissioner

Application Types

Applying

Initial License Fee:

From $100 to $600 depending on license type

Renewal Fee:

From $100-$600 depending on license type + $5 processing fee

Hawaii

More Info

Agency

Hawaii Department of Commerce and Consumer Affairs - Insurance Division

Application Types

Applying

Initial License Fee:

From $150 to $2,800 depending on license type

Renewal Fee:

Insurance Producer : $150
Surplus Lines Broker : $90 

Idaho

More Info

Agency

Idaho Department of Insurance

Application Types

Applying

Initial License Fee:

From $80 to $500 depending on license type

Renewal Fee:

Varies depending on license type

Illinois

More Info

Agency

Illinois Department of Insurance

Application Types

Applying

Initial License Fee:

From $0 to $400 depending on license type.

Renewal Fee:

Varies based on license type

Indiana

More Info

Agency

Indiana Department of Insurance

Application Types

Applying

Initial License Fee:

From $40 to $80 depending on license type

Renewal Fee:

Varies based on the license type; Non-Resident retaliatory fee may apply.

Iowa

More Info

Agency

Iowa Insurance Division

Application Types

Applying

Initial License Fee:

$50 for most.

Renewal Fee:

Varies based on license type

Kansas

More Info

Agency

Kansas Insurance Department

Application Types

Applying

Initial License Fee:

From $30 to $100 depending on license type

Renewal Fee:

$50

Kentucky

More Info

Agency

Kentucky Department of Insurance

Application Types

Applying

Initial License Fee:

From $25 to $500 depending on license type

Renewal Fee:

Varies based on license type; an agent with one or more active appointments will have a renewal fee of $0.

Louisiana

More Info

Agency

Louisiana Department of Insurance

Application Types

Applying

Initial License Fee:

From $55 to $250 depending on license type

Renewal Fee:

Varies based on license type

Maine

More Info

Agency

Maine Bureau of Insurance

Application Types

Applying

Initial License Fee:

From $25 to $165 depending on license type

Renewal Fee:

Maryland

More Info

Agency

Maryland Insurance Administration

Application Types

Applying

Initial License Fee:

From $5 to $250 depending on license type

Renewal Fee:

Massachusetts

More Info

Agency

Massachusetts Office of Consumer Affairs and Business Regulation

Application Types

Applying

Initial License Fee:

From $150 to $225 depending on license type

Renewal Fee:

Michigan

More Info

Agency

Michigan Department of Insurance and Financial Services

Application Types

Applying

Initial License Fee:

From $10 to $110 depending on license type

Renewal Fee:

Minnesota

More Info

Agency

Minnesota Department of Commerce

Application Types

Applying

Initial License Fee:

From $50 to $500 depending on license type

Renewal Fee:

Producer: $50 per line of authority + $25 technology surcharge

Agent: $50 + $25 technology surcharge

Mississippi

More Info

Agency

Mississippi Insurance Department

Application Types

Applying

Initial License Fee:

From $5 to $100 depending on license type

Renewal Fee:

Varies based on license type + $1 online application fee

Missouri

More Info

Agency

Missouri Department of Insurance

Application Types

Applying

Initial License Fee:

From $25 to $150 depending on license type

Renewal Fee:

$100

Montana

More Info

Agency

Office of The Montana State Auditor

Application Types

Applying

Initial License Fee:

From $0 to $100 depending on license type

Renewal Fee:

Varies based on license type

Nebraska

More Info

Agency

Nebraska Department of Insurance

Application Types

Applying

Initial License Fee:

From $20 to $250 depending on license type

Renewal Fee:

Varies based on license type

Nevada

More Info

Agency

Nevada Division of Insurance

Application Types

Applying

Initial License Fee:

From $138 to $235 depending on license type

Renewal Fee:

$185

New Hampshire

More Info

Agency

New Hampshire Insurance Department

Application Types

Applying

Initial License Fee:

From $75 to $210 depending on license type

Renewal Fee:

$150

New Jersey

More Info

Agency

New Jersey Department of Banking and Insurance - Division of Insurance

Application Types

Applying

Initial License Fee:

From $70 to $170 depending on license type

Renewal Fee:

Limited Line License: $75

Major Lines License: $150

New Mexico

More Info

Agency

New Mexico Office of Superintendent of Insurance

Application Types

Applying

Initial License Fee:

From $30 to $100 depending on license type

Renewal Fee:

Varies based on license type

New York

More Info

Agency

New York Department of Financial Services

Application Types

Applying

Initial License Fee:

From $0 to $7,500 depending on license type

Renewal Fee:

Varies based on Retaliatory Fee

North Carolina

More Info

Agency

North Carolina Department of Insurance

Application Types

Applying

Initial License Fee:

From $82 to $582 depending on license type

Renewal Fee:

North Dakota

More Info

Agency

North Dakota Insurance Department

Application Types

Applying

Initial License Fee:

$100 for most.

Renewal Fee:

$25

Ohio

More Info

Agency

Ohio Department of Insurance

Application Types

Applying

Initial License Fee:

From $10 to $500 depending on license type

Renewal Fee:

Varies based on license type

Oklahoma

More Info

Agency

Oklahoma Insurance Department

Application Types

Applying

Initial License Fee:

From $15 to $250 depending on license type

Renewal Fee:

Varies based on license type

Oregon

More Info

Agency

Oregon Division of Financial Regulation

Application Types

Applying

Initial License Fee:

From $45 to $75 depending on license type

Renewal Fee:

$45

Pennsylvania

More Info

Agency

Pennsylvania Insurance Department

Application Types

Applying

Initial License Fee:

From $55 to $200 depending on license type

Renewal Fee:

Varies based on license type

Rhode Island

More Info

Agency

Rhode Island Department of Business Regulation - Insurance Division

Application Types

Applying

Initial License Fee:

From $0 to $200 depending on license type

Renewal Fee:

Varies based on license type

South Carolina

More Info

Agency

South Carolina Department of Insurance

Application Types

Applying

Initial License Fee:

From $0 to $400 depending on license type

Renewal Fee:

South Dakota

More Info

Agency

South Dakota Department of Labor and Regulation - Division of Insurance

Application Types

Applying

Initial License Fee:

From $25 to $50 depending on license type

Renewal Fee:

Non-Resident Producer: Retaliatory Fee based on the resident state

All others: Fee varies depending on license type

Tennessee

More Info

Agency

Tennessee Department of Commerce and Insurance

Application Types

Applying

Initial License Fee:

From $50 to $120 depending on license type

Renewal Fee:

Texas

More Info

Agency

Texas Department of Insurance

Application Types

Applying

Initial License Fee:

$50 for most.

Renewal Fee:

$50

Utah

More Info

Agency

Utah Insurance Department

Application Types

Applying

Initial License Fee:

From $50 to $75 depending on license type

Renewal Fee:

$75

Vermont

More Info

Agency

Vermont Department of Financial Regulation - Insurance Division

Application Types

Applying

Initial License Fee:

From $60 to $430 depending on license type

Renewal Fee:

Non-Resident : Fee varies based on state of residency

Resident : Fee varies from $30 - $300 based on license type

Virginia

More Info

Agency

Virginia State Corporation Commission - Bureau of Insurance

Application Types

Applying

Initial License Fee:

From $15 to $250 depending on license type

Renewal Fee:

Washington

More Info

Agency

Washington Office of the Insurance Commissioner

Application Types

Applying

Initial License Fee:

From $25 to $205 depending on license type

Renewal Fee:

From $55 to $200 depending on license type

West Virginia

More Info

Agency

West Virginia Offices of the Insurance Commissioner

Application Types

Applying

Initial License Fee:

From $25 to $200 depending on license type

Renewal Fee:

Wisconsin

More Info

Agency

Wisconsin Office of the Commissioner of Insurance

Application Types

Applying

Initial License Fee:

From $10 to $750 depending on license type

Renewal Fee:

From $35 to $250 depending on license type and residency

Wyoming

More Info

Agency

Wyoming Department of Insurance

Application Types

Applying

Initial License Fee:

From $10 to $100 depending on license type

Renewal Fee:

From $20 to $150 depending on license type