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Licensing requirements for Alabama insurance professionals and companies.
This page provides an overview of insurance licensing in Alabama for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in Alabama must apply for a license prior to doing
business. Depending on the lines of authority offered by the entity and the types of services offered, multiple
firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the
necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state
firms, in anticipation of application requirements.
Signed Statement that previously submitted reimbursement insurance policy will cover extended warranties or service contracts issued under submitted forms
Reimbursement Insurance Policy OR
Funded Reserve Account & Financial Security Deposit OR
$100 million minimum net worth (attach current audited financial statement) OR
Surplus Lines Insurance Policy (attach copy)
If using Funded Reserve Account & Financial Security Deposit to meet financial security requirements, must have one of the following:
Surety Bond (please attach) OR
Letter of Credit (please attach) OR
Securities Eligible for Deposit (contact DOI for deposit instructions)
Deposit of Cash or equivalent (contact DOI for deposit instructions)
Alabama Surplus Line Broker License - Non-Resident
Third Party Administrator Business licensure is not required on the State level in Alabama.
The Alabama Department of Insurance does not license Third Party Administrator businesses. If the TPA is a corporation, it should contact the Corporate Division of the Secretary of State’s Office for instructions on qualification as a corporation.
$0 for URAC accredited entities and $1,000 for non-accredited entities.
Notarization Required?:
Required
Required Attachments:
URAC Certified Entities:
Attach copy of current certificate of accreditation specific to Health Utilization Management Standards with the application
Complete Attachment A (Additional UR sites). Complete this item even if there are no additional sites
Non-Accredited Entities:
A copy of your policies and procedure which support compliance with the §Code of Alabama 27-3A-5
A copy of the complaint and appeals procedures for utilization review determinations
Attachment A ("Additional UR Sites"). Complete this item even if there are no additional sites. Select "none" if there are no additional sites and submit attachment with application
Before an applicant can sit for the Alabama Resident Producer Exam, they must complete a pre-licensing course from an approved provider for all lines of insurance for which they are seeking a license.
Upon completing the pre-licensing course, the applicant must register online for the Alabama state exam. These exams are only offered at locations in Alabama.
Once the applicant receives a passing score, they must provide fingerprints through Gemalto (the state's approved vendor). Concurrently with fingerprinting, the applicant must submit proof of citizenship.
Upon completion of all of the above, the applicant may apply through NIPR.
A Temporary Producer license is a once in a lifetime license per line of authority and is valid for a maximum of 6 months from the date the license is issued.
Alabama Third Party Administrator License
Not required
Third Party Administrator Individual licensure is not required on the State level in Alabama.
The Alabama Department of Insurance does not license individuals acting as Third Party Administrators.
Filing fees depend on your individual situation. We do our best to calculate your filing fees
upfront and collect those fees today so we can get started. Your specialist will determine your
exact filing fees and invoice additional fees if required.
