50-State Insurance Licensing Compliance Guide
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Alabama Insurance License

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Licensing requirements for Alabama insurance professionals and companies.

This page provides an overview of insurance licensing in Alabama for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Alabama must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Alabama Insurance Company Licenses

Alabama Adjuster License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$230

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

By December 31 of odd-numbered years.

Alabama Adjuster License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$230

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

By December 31 of odd-numbered years.

Alabama Insurance Agency License

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

This section applies to insurance firms that are applying for a license in Alabama for the first time.

Agency:Alabama Department of Insurance
Form:

http://www.aldoi.gov/Licensing/Requirements.aspx

Agency Fee:

Varies by insurance type. Baseline of $100

Registration Renewal

This section applies to insurance firms that are already licensed in Alabama and need to renew their license.

Agency:Alabama Department of Insurance
Form:

http://www.aldoi.gov/Licensing/Requirements.aspx

Agency Fee:

Varies by insurance type. Baseline of $100

Due:

Annually or Biennially based on license type

Alabama Insurance Producer License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Yes
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$130

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

By December 31 of even-numbered years.

Alabama Insurance Producer License - Non-Resident (No Home State)

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Yes
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$130

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

By December 31 of even-numbered years.

Alabama Insurance Producer License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:No
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$130

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

By December 31 of even-numbered years.

Alabama Portable Electronics Insurance Large License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Yes
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Due:

By December 31 of even-numbered years.

Alabama Portable Electronics Insurance Large License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Due:

By December 31 of even-numbered years.

Alabama Portable Electronics Insurance Small License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Yes
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

By December 31 of even-numbered years.

Alabama Portable Electronics Insurance Small License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

By December 31 of even-numbered years.

Alabama Qualified Utilization Review Entity Certificate

Type of Review:

Workers' Compensation Utilization Review

Agency:Alabama Department of Labor
Law:

AAC 480-5-5-.06

Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Form:

Application for Certification

Agency Fee:

$0

Registration Renewal

Form:

Application for Certification (Renewal)

Agency Fee:

$0

Due:

Biennially by the date of issuance.

Alabama Surplus Line Broker License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Yes
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$530

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Due:

Annually by December 31.

Alabama Surplus Line Broker License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$530

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Due:

Annually by December 31.

Alabama Third Party Administrator License

Not required



Third Party Administrator Business licensure is not required on the State level in Alabama.

The Alabama Department of Insurance does not license Third Party Administrator businesses. If the TPA is a corporation, it should contact the Corporate Division of the Secretary of State’s Office for instructions on qualification as a corporation.

More information: Alabama Department of Insurance

Alabama Utilization Review Agent Certification

Type of Review:

Medical Utilization Review

Agency:Alabama Department of Public Health
Law:

AL Code § 27-3A-1 et seq.

Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Form:

Application for Certification as a UR Review Agent, Attachment A, and Policy and Procedure Checklist (if not accredited through URAC).

Agency Fee:

$0 for URAC accredited entities and $1,000 for non-accredited entities.

Notarize:Required
Required Attachments:

URAC Certified Entities:

  • Attach copy of current certificate of accreditation specific to Health Utilization Management Standards with the application
  • Complete Attachment A (Additional UR sites). Complete this item even if there are no additional sites

 

Non-Accredited Entities:

  • A copy of your policies and procedure which support compliance with the §Code of Alabama 27-3A-5
  • A copy of the complaint and appeals procedures for utilization review determinations
  • Attachment A ("Additional UR Sites"). Complete this item even if there are no additional sites. Select "none" if there are no additional sites and submit attachment with application

Registration Renewal

Form:

Renewal Application for URAC Accredited Agents or Renewal Application for Non-URAC Accredited Agents

Agency Fee:

$0 for URAC accredited entities and $1,000 for non-accredited entities.

Due:

Annually by June 30.

Notarize:Required
Notes:

Separate renewal forms should be filed for each additional physical site other than the location given.

Before you Apply:

URAC Certified Entities:

  • Copy of current URAC accreditation certification or a letter from URAC if accreditation is in process of renewal
  • Attachment A (Additional UR Sites)

 

Non-Accredited Entities:

  • Policy & Procedure Checklist Form
  • A copy of the complaint and appeal process
  • Policy Attestation Statement
  • Attachment A with contact person information for each UR Site

Individual Licenses

Alabama Individual Insurance Licenses

Alabama Adjuster License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$110

Registration Renewal

Filing Method:

Online

Agency Fee:

$80

Due:

Biennially by the end of the licensee's birth month.

Alabama Adjuster License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$110

Registration Renewal

Filing Method:

Online

Agency Fee:

$140

Due:

Biennially by the end of the licensee's birth month.

Alabama Apprentice Adjuster License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$110

Registration Renewal

Filing Method:

Online

Agency Fee:

$110

Alabama Insurance Agent License

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

This section applies to insurance agents that are applying for a license in Alabama for the first time.

Agency Fee:

From $60 to $1,000 depending on license type

Registration Renewal

Form:

Online Application

Filing Method:

Online

Agency Fee:

Varies based on residency and license type

Due:

Biennially based on year of initial registration

Alabama Insurance Producer License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$140

Due:

Biennially by the end of the licensee's birth month.

Alabama Insurance Producer License - Non-Resident (No Home State)

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$140

Due:

Biennially by the end of the licensee's birth month.

Alabama Insurance Producer License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$140

Due:

Biennially by the end of the licensee's birth month.

Alabama Portable Electronics Large License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Alabama Portable Electronics Large License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Alabama PreNeed Sales Agent License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$30 per appointment

Alabama Preneed Sales Agent License - Non-Resident (No Home State)

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$30 per appointment

Alabama PreNeed Sales Agent License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?No
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$30 per appointment

Alabama Resident Producer License

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Instructions:
  1. Before an applicant can sit for the Alabama Resident Producer Exam, they must complete a pre-licensing course from an approved provider for all lines of insurance for which they are seeking a license.
  2. Upon completing the pre-licensing course, the applicant must register online for the Alabama state exam. These exams are only offered at locations in Alabama.
  3. Once the applicant receives a passing score, they must provide fingerprints through Gemalto (the state's approved vendor). Concurrently with fingerprinting, the applicant must submit proof of citizenship.
  4. Upon completion of all of the above, the applicant may apply through NIPR.
Filing Method:

Apply online through NIPR.

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$80

Due:

Biennially. Renewal year is determined by licnesee's birth year.

Alabama Service Representative License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$140

Due:

Biennially by the end of the licensee's birth month.

Alabama Service Representative License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$140

Due:

Biennially by the end of the licensee's birth month.

Alabama Surplus Lines Broker License - Non-Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$230

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Annually by December 31.

Alabama Temporary Producer License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Not Set
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Renewal Not Required

Not required



A Temporary Producer license is a once in a lifetime license per line of authority and is valid for a maximum of 6 months from the date the license is issued.

Alabama Third Party Administrator License

Not required



Third Party Administrator Individual licensure is not required on the State level in Alabama.

The Alabama Department of Insurance does not license individuals acting as Third Party Administrators.

More information: Alabama Department of Insurance

Alabama Title Insurance Agent License - Resident

Agency:Alabama Department of Insurance
Foreign Qualification is Prerequisite:Not Set
Exam Required?Yes
Registered Agent (Special Agency) Required?Not Set

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Registration Renewal

Filing Method:

Online

Agency Fee:

$80

Due:

Biennially by the end of the licensee's birth month.

Learn about insurance licensing in other states: