New Jersey Insurance License
Licensing requirements for New Jersey insurance professionals and companies.
This page provides an overview of insurance licensing in New Jersey for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in New Jersey must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
Company Licenses
New Jersey Insurance Company Licenses
New Jersey Insurance Agency License
Agency: | New Jersey Department of Banking and Insurance - Division of Insurance |
Initial Registration
This section applies to insurance firms that are applying for a license in New Jersey for the first time.
Agency: | New Jersey Department of Banking and Insurance - Division of Insurance |
Form: | |
Agency Fee: | Varies by insurance type. Baseline of $75 |
New Jersey Insurance Producer License - Non-Resident
Agency: | New Jersey Department of Banking and Insurance - Division of Insurance |
Initial Registration
Filing Method: | |
Agency Fee: | Either $95 or $170 depending on which lines of authority the applicant selects. |
Registration Renewal
Filing Method: | |
Agency Fee: | Either $150 or $75, depending on which Line of Authority is chosen. |
Due: | Biennially |
New Jersey Insurance Producer License - Resident
Agency: | New Jersey Department of Banking and Insurance - Division of Insurance |
Initial Registration
Filing Method: | |
Agency Fee: | Either $95 or $170 depending on which lines of authority the applicant selects. |
Registration Renewal
Filing Method: | |
Agency Fee: | Either $150 or $75, depending on which Line of Authority is chosen. |
Due: | Biennially |
New Jersey Service Contract Provider Registration
Agency: | New Jersey Division of Consumer Affairs - Regulated Business Section |
Foreign Qualification is Prerequisite: | No |
Registered Agent (Special Agency) Required? | No |
Initial Registration
Form: | |
Instructions: | Form must be filled out electronically and then emailed in. Fee must be mailed. |
Filing Method: | Email to scregistration@dca.njoag.gov |
Agency Fee: | $300 |
Registration Renewal
Form: | |
Instructions: | Form must be filled out electronically and then emailed in. Fee must be mailed. |
Filing Method: | Email to scregistration@dca.njoag.gov |
Agency Fee: | $300 |
Due: | Annually by June 30 |
New Jersey Third Party Administrator License
Initial Registration
Form: | |
Filing Method: | Email Tim.Stroud@dobi.nj.gov or mail. |
Agency Fee: | $0 |
Required Attachments: | The completed Application Cover Sheet. A copy of the applicant’s basic organizational documents, which shall include articles of incorporation, articles of association, partnership agreement, management agreement, trust agreement or other documents governing the operation of the applicant that are applicable to the applicant’s form of business organization. A copy of the executed bylaws, rules and regulations, or other documents relating to the operation of the applicant’s internal affairs. A list of the names, addresses and official positions of the persons responsible for the conduct of the affairs of the applicant, including, but not limited to if applicable: A fully completed and notarized Biographical Affidavit for each of those persons identified in response above. A statement of any criminal convictions and civil, regulatory or enforcement action, including actions related to professional licensing, taken or pending against any principal officer or owner of the applicant; and the relationship with any other business entity, including a parent corporation. A copy of the applicant’s most recent financial statements audited by an independent certified A copy of the applicant’s business plan. |
Registration Renewal
Form: | |
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by June 1. |
Due Date Extension: | Extension request must be made by May 15. |
New Jersey Utilization Review License
Not required
Utilization Review licensure is not required on the State level in New Jersey.
Utilization review licenses are not issued at the state level in New Jersey.
New Jersey Vehicle Protection Product Warrantor Registration
Agency: | New Jersey Division of Consumer Affairs - Regulated Business Section |
Foreign Qualification is Prerequisite: | No |
Registered Agent (Special Agency) Required? | No |
Initial Registration
Form: | Vehicle Protection Product Warrantor Registration Application |
Filing Method: | |
Agency Fee: | $1000 |
Registration Renewal
Form: | Vehicle Protection Product Warrantor Registration Application |
Filing Method: | |
Agency Fee: | $1000 |
Due: | Annually |
Individual Licenses
New Jersey Individual Insurance Licenses
New Jersey Insurance Agent License
Agency: | New Jersey Department of Banking and Insurance - Division of Insurance |
Initial Registration
This section applies to insurance agents that are applying for a license in New Jersey for the first time.
Agency Fee: | From $70 to $170 depending on license type |
Registration Renewal
Filing Method: | |
Agency Fee: | Limited Line License: $75 Major Lines License: $150 |
Due: | Biennially |
New Jersey Insurance Producer License - Non-Resident
Agency: | New Jersey Department of Banking and Insurance - Division of Insurance |
Initial Registration
Filing Method: | |
Agency Fee: | Either $95 or $170 depending on which lines of authority the applicant selects. |
Registration Renewal
Filing Method: | |
Agency Fee: | Either $150 or $75, depending on which Line of Authority is chosen. |
Due: | Biennially by the end of the licensee's birth month. |
New Jersey Insurance Producer License - Resident
Agency: | New Jersey Department of Banking and Insurance - Division of Insurance |
Initial Registration
Filing Method: | |
Agency Fee: | Either $95 or $170 depending on which lines of authority the applicant selects. |
Registration Renewal
Filing Method: | |
Agency Fee: | Either $150 or $75, depending on which Line of Authority is chosen. |
Due: | Biennially by the end of the licensee's birth month. |