50-State Insurance Licensing Compliance Guide
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New Jersey Insurance License

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Licensing requirements for New Jersey insurance professionals and companies.

This page provides an overview of insurance licensing in New Jersey for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in New Jersey must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

New Jersey Insurance Company Licenses

New Jersey Insurance Agency License

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

This section applies to insurance firms that are applying for a license in New Jersey for the first time.

Agency:New Jersey Department of Banking and Insurance - Division of Insurance
Form:

http://www.nj.gov/dobi/inslic.htm#ApplicationsandForms

Agency Fee:

Varies by insurance type. Baseline of $75

Registration Renewal

This section applies to insurance firms that are already licensed in New Jersey and need to renew their license.

Agency:New Jersey Department of Banking and Insurance - Division of Insurance
Form:

http://www.nj.gov/dobi/inslic.htm#ApplicationsandForms

Agency Fee:

Varies by insurance type. Baseline of $75

Due:

Biennially

New Jersey Insurance Producer License - Non-Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

Either $95 or $170 depending on which lines of authority the applicant selects.

Registration Renewal

Filing Method:

Online

Agency Fee:

Either $150 or $75, depending on which Line of Authority is chosen.

Due:

Biennially

New Jersey Insurance Producer License - Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

Either $95 or $170 depending on which lines of authority the applicant selects.

Registration Renewal

Filing Method:

Online

Agency Fee:

Either $150 or $75, depending on which Line of Authority is chosen.

Due:

Biennially

New Jersey Portable Electronics Insurance License - Non-Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially

New Jersey Portable Electronics Insurance License - Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially

New Jersey Public Adjuster License - Non-Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$70

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially

New Jersey Public Adjuster License - Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$70

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially

New Jersey Service Contract Provider Registration

Agency:New Jersey Division of Consumer Affairs - Regulated Business Section
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Service Contract Provider Registration

Instructions:

Form must be filled out electronically and then emailed in. Fee must be mailed. 

Filing Method:

Email to scregistration@dca.njoag.gov

Agency Fee:

$300

Registration Renewal

Form:

Service Contract Provider Registration Renewal

Instructions:

Form must be filled out electronically and then emailed in. Fee must be mailed. 

Filing Method:

Email to scregistration@dca.njoag.gov

Agency Fee:

$300

Due:

Annually by June 30

New Jersey Third Party Administrator License

Agency:New Jersey Department of Banking and Insurance - Division of Insurance
Law:

N.J.S.A. 17B:27B-1 et seq.

N.J.A.C. 11:23-1 et seq.

Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application 

Filing Method:

Email Tim.Stroud@dobi.nj.gov or mail. 

Agency Fee:

$0

Required Attachments:

The completed Application Cover Sheet.

A copy of the applicant’s basic organizational documents, which shall include articles of incorporation, articles of association, partnership agreement, management agreement, trust agreement or other documents governing the operation of the applicant that are applicable to the applicant’s form of business organization.

A copy of the executed bylaws, rules and regulations, or other documents relating to the operation of the applicant’s internal affairs.

A list of the names, addresses and official positions of the persons responsible for the conduct of the affairs of the applicant, including, but not limited to if applicable:
a) the members of the board of directors, executive committee or other governing boardor committee;
b) the principal officers or partners;
c) shareholders owning or having the right to acquire 10% or more of the voting securities of the corporation or partnership interest of a partnership, or equity interest, in thecase of another from of business organization; and
d) any person or entity who has loaned funds to the applicant for the operation of the business.

A fully completed and notarized Biographical Affidavit for each of those persons identified in response above.

A statement of any criminal convictions and civil, regulatory or enforcement action, including actions related to professional licensing, taken or pending against any principal officer or owner of the applicant; and the relationship with any other business entity, including a parent corporation.

A copy of the applicant’s most recent financial statements audited by an independent certified
public accountant. If the financial affairs of the applicant’s parent company are audited by an independent certified public accountant, but those of the applicant are not, then a copy of the most
recent audited financial statement of the applicant’s parent company, audited by an independent certified public accountant, shall be sub-mitted. A consolidated financial statement of the applicant and the parent company shall satisfy this requirement unless the Commissioner determines that additional or more recent information is required for the proper administration of the Act. If providing a consolidated financial statement, include a consolidating income statement clearly showing the applicant’s activity. Please note that once approved, annual audited financial statements must be filed on a calendar year basis.

A copy of the applicant’s business plan.

Registration Renewal

Form:

Annual Third Party Administreator Financial Report 

Filing Method:

Mail 

Agency Fee:

$100

Due:

Annually by June 1. 

Due Date Extension:Extension request must be made by May 15.

New Jersey Utilization Review License

Not required



Utilization Review licensure is not required on the State level in New Jersey.

Utilization review licenses are not issued at the state level in New Jersey.

New Jersey Vehicle Protection Product Warrantor Registration

Agency:New Jersey Division of Consumer Affairs - Regulated Business Section
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Vehicle Protection Product Warrantor Registration Application

Filing Method:

Mail

Agency Fee:

$1000

Registration Renewal

Form:

Vehicle Protection Product Warrantor Registration Application

Filing Method:

Mail

Agency Fee:

$1000

Due:

Annually

Individual Licenses

New Jersey Individual Insurance Licenses

New Jersey Insurance Agent License

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in New Jersey for the first time.

Agency Fee:

From $70 to $170 depending on license type

Registration Renewal

Filing Method:

Online

Agency Fee:

Limited Line License: $75

Major Lines License: $150

Due:

Biennially

New Jersey Insurance Producer License - Non-Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

Either $95 or $170 depending on which lines of authority the applicant selects.

Registration Renewal

Filing Method:

Online

Agency Fee:

Either $150 or $75, depending on which Line of Authority is chosen.

Due:

Biennially by the end of the licensee's birth month.

New Jersey Insurance Producer License - Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

Either $95 or $170 depending on which lines of authority the applicant selects.

Registration Renewal

Filing Method:

Online

Agency Fee:

Either $150 or $75, depending on which Line of Authority is chosen.

Due:

Biennially by the end of the licensee's birth month.

New Jersey Public Adjuster License - Non-Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$70

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

New Jersey Public Adjuster License - Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$70

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

New Jersey Temporary Producer License - Resident

Agency:New Jersey Department of Banking and Insurance - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$170

Renewal Not Required

Not required



Temporary licenses expire after 180 days and cannot be renewed.

Learn about insurance licensing in other states: