50-State Insurance Licensing Compliance Guide
An overhead view of a woman signing forms

Washington Insurance License

An insurance agent inspecting the damages to a car

Licensing requirements for Washington insurance professionals and companies.

This page provides an overview of insurance licensing in Washington for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Washington must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

Filter LicensesClear Filters
Company Licenses
(1)
(4)
(1)
(2)
(1)
(1)
(1)
(1)
Individual Licenses
(6)
(1)
(2)
(2)

Company Licenses

Washington Insurance Company Licenses

Washington Health Care Benefit Manager Registration

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$200

How to Apply:
  1. Fill out the Account Creation and Request for Application form. A confirmation email will be sent to confirm your request.
  2. Once the request is approved, you'll be emailed instructions for paying the $200 registration fee.
  3. After you pay the fee, you'll be sent a receipt and links to the HCBM application form and DocuSign portal where you’ll upload your application.
  4. Upload the completed application and all supporting documents to the DocuSign portal. Sign the application and choose “Finish” to submit your application.
Required Attachments:
  • The identity of the health care benefit manager and of persons with any ownership or controlling interest in the applicant including relevant business licenses and tax identification numbers, and the identity of any entity that the health care benefit manager has a controlling interest in.
  • A copy of the health care benefit manager's certificate of registration with the Washington State Secretary of State

Registration Renewal

Filing Method:

Online

Agency Fee:

The renewal fee varies from year to year. The minimum fee is $500 and may increase based on a proportional share of each health care benefit manager's Washington state annual gross income as reported to the insurance commissioner.

Due:

Registrations expire on June 30 of each year, but renewals must be submitted by March 1.

How to Apply:
  1. By March 1, log into the Filing and Payment Center to access your annual gross income report.
  2. Use the annual gross income report to submit your state gross business income and supporting documents.
  3. By June 1, you'll be sent an invoice for the renewal fee. You can also find it in the Filing and Payment Center.
  4. By July 15, pay your renewal fee online or mail it with a printed invoice that includes your WAOIC number.

Washington Independent Adjuster Business Entity License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50 license fee + $50 for each additional location

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 per location + $20 for each affiliation

Due:

Biennially by the registration anniversary date.

Washington Independent Adjuster Business Entity License - Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50 license fee + $50 for each additional location

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 per location + $20 for each affiliation

Due:

Biennially by the registration anniversary date.

Washington Independent Review Organization Certification

Type of Review:

Medical Utilization Review

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

Form:

IRO Application for Certification

Agency Fee:

$0

Registration Renewal

Form:

IRO Attestation for Annual Recertification

Agency Fee:

$0

Due:

Annually by March 31.

Washington Insurance Agency License

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

This section applies to insurance firms that are applying for a license in Washington for the first time.

Agency:Washington State Office of the Insurance Commissioner
Form:

http://www.insurance.wa.gov/for-producers/

Agency Fee:

Varies by insurance type. $60 for most + $20 for each affiliation.

Registration Renewal

This section applies to insurance firms that are already licensed in Washington and need to renew their license.

Agency:Washington State Office of the Insurance Commissioner
Form:

http://www.insurance.wa.gov/for-producers/

Agency Fee:

Varies by insurance type. $60 for most + $20 for each affiliation.

Due:

Annually or Biennially based on license type

Washington Insurance Producer License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$55 base fee + $5 filing fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$55 per location

Due:

Biennially by the registration anniversary date.

Washington Insurance Producer License - Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$55 base fee + $5 filing fee + $55 for each additional location

Registration Renewal

Filing Method:

Online

Agency Fee:

$55 per location + $20 for each affiliation

Due:

Biennially by the registration anniversary date.

Washington Protection Product Guarantee Provider Registration

Agency:Washington State Office of the Insurance Commissioner
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Protection Product Guarantee Provider Application

Filing Method:

Email to csf@oic.wa.gov

Agency Fee:

$250

Notarization Required?:Required

Registration Renewal

Form:

Protection Product Guarantee Provider Application

Filing Method:

Email to csf@oic.wa.gov

Agency Fee:

$250

Due:

Annually by July 1

Notarization Required?:Required

Washington Public Adjuster Business Entity License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50 license fee + $50 for each additional location

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 per location + $20 for each affiliation

Due:

Biennially by the registration anniversary date.

Washington Public Adjuster Business Entity License - Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50 license fee + $50 for each additional location

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 per location + $20 for each affiliation

Due:

Biennially by the registration anniversary date.

Washington Third Party Administrator License

Agency:Washington State Department of Labor and Industries
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Completed L&I application.
List of the self-insured employers in WA for which the TPA is under contract to handle claims.
List of their certified claim administrators.
List of their claim administrators in the process of obtaining their certification in accordance with WAC 296-15-360.

Filing Method:

Online

Agency Fee:

$0

Law:

 WAC 296-15-350

Registration Renewal

Instructions:

To apply for license renewal, the TPA must submit to L&I a:

Completed L&I application.
List of the self-insured employers in Washington for which the TPA is under contract to handle claims.
List of their certified claim administrators.
List of their claim administrators in the process of obtaining their certification in accordance with WAC 296-15-360.

Filing Method:

Online

Agency Fee:

$0

Due:

Annually by date of issuance.

Individual Licenses

Washington Individual Insurance Licenses

Washington Crop Adjuster License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Washington Crop Adjuster License - Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Washington Independent Adjuster Individual License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Washington Independent Adjuster Individual License - Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Washington Insurance Agent License

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

This section applies to insurance agents that are applying for a license in Washington for the first time.

Agency Fee:

From $25 to $205 depending on license type

Registration Renewal

Filing Method:

Online

Agency Fee:

From $55 to $200 depending on license type

Due:

Biennially on the last day of initial registration month

Washington Insurance Producer License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:
  • $55 for Full Lines of Authority
  • $20 for Limited Lines of Authority
  • $200 for Surplus Line Broker
  • $100 for Life Settlement Broker

Registration Renewal

Filing Method:

Online

Agency Fee:
  • $55 for Full Lines of Authority
  • $20 for Limited Lines of Authority
  • $200 for Surplus Line Broker
  • $100 for Life Settlement Broker
Due:

Biennially by the end of the licensee's birth month.

Washington Insurance Producer License - Resident

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Registration Renewal

Filing Method:

Online

Agency Fee:

$55

Due:

Biennially by the end of the licensee's birth month.

Washington Public Adjuster Individual License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Washington Public Adjuster Individual License - Resident

Agency:Washington State Office of the Insurance Commissioner - Producer Licensing and Oversight

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Washington Surplus Line Broker License - Non-Resident

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$205

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially by the end of the licensee's birth month.

Washington Surplus Line Broker License - Resident

Agency:Washington State Office of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$205

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially by the end of the licensee's birth month.

Learn about insurance licensing in other states: