50-State Insurance Licensing Compliance Guide
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Minnesota Insurance License

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Licensing requirements for Minnesota insurance professionals and companies.

This page provides an overview of insurance licensing in Minnesota for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Minnesota must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Minnesota Insurance Company Licenses

Minnesota Business Producer License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$200 + $20 technology fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$200 + $25 technology fee

Due:

Biennially by October 31.

Minnesota Individual Proprietor Agency License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Minnesota Insurance Agency License

Agency:Minnesota Department of Commerce

Initial Registration

This section applies to insurance firms that are applying for a license in Minnesota for the first time.

Agency:Minnesota Department of Commerce
Form:

http://mn.gov/commerce/industries/insurance/producers-adjusters/agencies.jsp

Agency Fee:

Varies by insurance type. Baseline of $50

Registration Renewal

This section applies to insurance firms that are already licensed in Minnesota and need to renew their license.

Agency:Minnesota Department of Commerce
Form:

https://mn.gov/commerce/licensees/insurance/license-renewal.jsp

Agency Fee:

Varies by insurance type. Baseline of $50

Due:

Annually

Minnesota Public Adjuster Solicitor Agency License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by October 31.

Minnesota Reinsurance Intermediary Brokers License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially by October 31.

Minnesota Reinsurance Intermediary Managers License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially by October 31.

Minnesota Resident Agency License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$200 + $20 technology fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$200 + $25 technology fee

Due:

Biennially by October 31.

Minnesota Resident Crop Hail Adjuster Agency License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by October 31.

Minnesota Resident Individual Proprietor Agency License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Minnesota Resident Public Adjuster Agency License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by October 31.

Minnesota Third Party Administrator License

Agency:Minnesota Department of Commerce - Licensing Unit
Law:

Minnesota Statutes 60A.23, Subd. 8, Minnesota Rules Chapter 2767

Foreign Qualification is Prerequisite:No
Notes:

The annual activity report should be filed on the Excel spreadsheet form. The spreadsheet should be emailed to: tuan.tran@state.mn.us 

Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration  Application

Gurantee Form  - Must be completed when applying for a TPA license when an applicant uses the financial statements of a parent or other related entity to meet the financial requirements. The guarantee must be accompanied by a resolution by the guarantor's board of directors authorizing the guarantee. 

 

Filing Method:

Mail or online

Agency Fee:

$1,500

Required Attachments:

Submit financial statements for the administrator for the last three fiscal years. For the purpose of new applications, “Financial statements” means an income and expense statement along with a balance sheet.

Registration Renewal

Form:

TPA Registration Application (Renewal)

Filing Method:

Mail or online

Agency Fee:

$1500

Due:

Triennially by date of issuance. 

Annual Activity Report is due March 1 annually. 

Minnesota Utilization Review Organization Registration

Type of Review:

Medical Utilization Review

Agency:Minnesota Department of Commerce

Initial Registration

Form:

Utilization Review Organization Application

Agency Fee:

$1,000

Registration Renewal

Agency Fee:

$1,000

Due:

Biennially

Notes:

Renewal can be made by submitting a written request and the renewal fee to the department.

Individual Licenses

Minnesota Individual Insurance Licenses

Minnesota Catastrophe Adjuster License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$30

Minnesota Independent Adjuster License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50 + $50 for each additional line of authority.

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Minnesota Insurance Agent License

Agency:Minnesota Department of Commerce

Initial Registration

This section applies to insurance agents that are applying for a license in Minnesota for the first time.

Agency Fee:

From $50 to $500 depending on license type

Registration Renewal

Filing Method:

Online

Agency Fee:

Producer: $50 per line of authority + $25 technology surcharge

Agent: $50 + $25 technology surcharge

Due:

Biennially by the last day of initial registration month

Minnesota Insurance Producer License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50 + $20 technology fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 + $25 technology fee

Due:

Biennially by the end of the licensee's birth month.

Minnesota Insurance Producer License - Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50 + $50 for each additional line of authority + $20 technology fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 + $50 per line of authority + $25 technology fee

Due:

Biennially by the end of the licensee's birth month.

Minnesota Non-Resident Reinsurance Intermediary Brokers License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially by the end of the licensee's birth month.

Minnesota Public Adjuster License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Minnesota Resident Catastrophe Adjuster License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$20

Minnesota Resident Independent Adjuster License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 per line of authority

Due:

Biennially by the end of the licensee's birth month.

Minnesota Resident Public Adjuster License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50 per line of authority

Due:

Biennially by the end of the licensee's birth month.

Minnesota Resident Reinsurance Intermediary Brokers License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially by the end of the licensee's birth month.

Minnesota Resident Surplus Lines License

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Due:

Biennially by the end of the licensee's birth month.

Minnesota Surplus Lines License - Non-Resident

Agency:Minnesota Department of Commerce

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Registration Renewal

Filing Method:

Online

Agency Fee:

$1,000

Due:

Biennially by the end of the licensee's birth month.

Learn about insurance licensing in other states: