Tennessee Insurance License
Licensing requirements for Tennessee insurance professionals and companies.
This page provides an overview of insurance licensing in Tennessee for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in Tennessee must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
Company Licenses
Tennessee Insurance Company Licenses
Tennessee Business Entity Producer License - Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $60 |
| Due: | Biennially by the date of issuance. |
Tennessee External Review Registration
Initial Registration
| Form: | |
| Agency Fee: | $500 for accredited entities and $1,500 for unaccredited entities. |
| Required Attachments: | See the application form for a detailed list of attachments. |
Registration Renewal
| Form: | |
| Agency Fee: | $500 for accredited entities and $1,500 for unaccredited entities. |
| Due: | Biennially by the registration anniversary date. |
Tennessee Insurance Agency License
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in Tennessee for the first time.
| Agency: | Tennessee Department of Commerce and Insurance |
| Form: | |
| Agency Fee: | Varies by insurance type. Baseline of $50 |
Tennessee Public Adjuster Business Entity License - Non-Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Biennially by the date of issuance. |
Tennessee Public Adjuster Business Entity License - Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Biennially by the date of issuance. |
Tennessee Third Party Administrator License
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Upon successful review of the TPA application, the applicant will be issued a Certificate of Authority to act as an Administrator in the state of Tennessee for a one (1) year term. The license must then be renewed annually. The Department does NOT send renewal notices. If the license is not renewed beforethe expiration date, the Administrator will be removed from the list of Licensed Administrators and a new license application in its entirety will be required.” |
| Required Attachments: | Articles of Incorporation, proof of Fidelity BOnd, list of officers and directors with biogrpahical affidavits, written administrative services agreement with Tennessee licensesed insurance company, financial statements, and a list of states where applicant currently holds a TPA license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Annually by date of issuance. |
| Required Attachments: | Letter of intent to renew, proof of Fidelity Bond, financial statements, List of exact names of Insurance Companies Licensed in Tennessee (along with the NAIC Company Code number) that your company is administering for in the State of Tennessee, and any Amendments to the Previous License Filings. Please submit original NAIC Biographical Affidavits for any new officers or directors. |
Tennessee Utilization Review Organization Registration
Initial Registration
| Form: | |
| Agency Fee: | $0 |
| Required Attachments: |
|
Renewal Not Required
Not required
Tennessee Utilization Review Registration
Initial Registration
| Form: | |
| Agency Fee: | $1,000 |
Registration Renewal
| Form: | |
| Agency Fee: | $1,000 |
| Due: | Annually by July 1. |
Individual Licenses
Tennessee Individual Insurance Licenses
Tennessee Individual Insurance Producer License
| Agency: | Tennessee Department of Commerce and Insurance - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 for resident producers, non-residents pay a retaliatory fee based on their home state. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | Residents pay $60 for major lines of authority and $30 for limited lines of authority. |
| Due: | Biennially by the end of the licensee's birth month. |
Tennessee Insurance Agent License
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in Tennessee for the first time.
| Agency Fee: | From $50 to $120 depending on license type |
Tennessee Insurance Producer License - Non-Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Non-resident producers pay a retaliatory fee based on their home state. |
Tennessee Insurance Producer License - Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $60 |
| Due: | Biennially by the end of the licensee's birth month. |
Tennessee Public Adjuster License - Non-Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by the end of the licensee's birth month. |
Tennessee Surplus Lines Agent License - Non-Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $0 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $120 |
| Due: | Biennially by the end of the licensee's birth month. |
Tennessee Surplus Lines Agent License - Resident
| Agency: | Tennessee Department of Commerce and Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $120 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $120 |
| Due: | Biennially by the end of the licensee's birth month. |
Learn about insurance licensing in other states:
