Insurance Licensing Compliance Guide
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Oklahoma Insurance License

An insurance agent inspecting the damages to a car

Licensing requirements for Oklahoma insurance professionals and companies.

This page provides an overview of insurance licensing in Oklahoma for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Oklahoma must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Oklahoma Financial Services Company Licenses

Oklahoma Adjuster License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Adjuster License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$40

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Adjuster License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$40

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Collection Agency License

Not required



Debt Collection Agency licensure is not required on the State level in Oklahoma.

Oklahoma does not currently issue licenses for collection agencies.

Oklahoma Independent Review Organization Registration

Agency:Oklahoma Insurance Department
Law:

36 OK Stat. 36-6475.12

Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?No
Fact Checked:2/22/21

Initial Registration

Form:

Application for Registration as an Independent Review Organization

Agency Fee:

$0

Required Attachments:
  • A copy of the most recent certificate from American Accreditation HealthCare Commission/URAC for Independent Review Organizations
  • A schedule of fees
  • A copy of the current Certificate of Authority provided by the Oklahoma Secretary of State
Fact Checked:2/22/21

Registration Renewal

Form:

Application for Registration as an Independent Review Organization (Renewal)

Agency Fee:

$0

Due:

Biennially by December 31. The first renewal is due by December 31 of the calendar year following approval.

Fact Checked:2/22/21

Supplemental Reporting
Independent Review Organization External Review Annual Report

Form:

Independent Review Organization External Review Annual Report

Agency Fee:

$0

Due:

Annually by January 31.

Law:

OAC 365:10-29-10

Fact Checked:2/22/21

Oklahoma Insurance Agency License

Agency:Oklahoma Insurance Department
Fact Checked:1/8/16

Initial Registration

This section applies to insurance firms that are applying for a license in Oklahoma for the first time.

Agency:Oklahoma Insurance Department
Form:

https://www.ok.gov/oid/Licensing_and_Education/Applying_for_a_License.html

Agency Fee:

Varies by insurance type. Baseline of $30

Fact Checked:1/8/16

Registration Renewal

This section applies to insurance firms that are already licensed in Oklahoma and need to renew their license.

Agency:Oklahoma Insurance Department
Form:

https://www.ok.gov/oid/Licensing_and_Education/Applying_for_a_License.html

Agency Fee:

Varies by insurance type. Baseline of $30

Due:

Annually or Biennially based on license type

Fact Checked:1/8/16

Oklahoma Insurance Producer License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Insurance Producer License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Limited Lines Producer License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Limited Lines Producer License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Managing General Agent License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Managing General Agent License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Motor Service Club License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Motor Service Club License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Portable Electronics License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Portable Electronics License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Public Adjuster License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Public Adjuster License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Reinsurance Intermediary Broker License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Reinsurance Intermediary Broker License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Third Party Administrator Permit

More Information:

Oklahoma Workers' Compensation Commission

Agency:Oklahoma Workers Compensation Commission
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No
Fact Checked:10/20/20

Registration Renewal

Form:

Application

Due:

Annually

Fact Checked:10/20/20

Oklahoma Title License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Title License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Utilization Review Registration

Type of Review:

Medical Utilization Review

Agency:Oklahoma Insurance Department
Law:

36 OK Stat § 36-6553

Fact Checked:2/22/21

Initial Registration

Form:

Utilization Review Certification and/or Registration Application

Filing Method:

Applicants must use the online SERFF system to apply.

Agency Fee:

$500

Notarize:Required
Required Attachments:
  • List of all other office locations
  • Copy of the utilization review plan
  • List of the type and qualifications of the personnel either employed or under contract to perform the utilization review
  • Procedures and policies in place to ensure that a representative of the private review agent is reasonably accessible
  • Policies and procedures in place to ensure that all applicable State and Federal laws to protect the confidentiality of individual medical records are followed
  • Policies and procedures in place to verify and identity the authority of personnel performing utilization review by telephone
  • A copy of all materials designed to inform applicable patients and health care providers of the requirements of the utilization review plan
  • A list of the third party payers for which the private review agent is performing utilization review in this state. Said list may be deemed confidential by the Commissioner for the purpose of protecting competition between agents
  • Procedures in place for handling complaints by patients and health care providers concerning utilization review
  • Procedures in place to ensure that after a request for medical evaluation, treatment, or procedures has been rejected in whole or in part and in the event a copy of the report on said rejection is requested, a copy of the report of the private review agent concerning the rejection shall be mailed by the insurer, postage prepaid, to the ill or injured person, the treating healthcare provider, or to the person financially responsible for the patient’s bill within fifteen (15) days after the receipt of the request for the report
Fact Checked:2/22/21

Registration Renewal

Form:

Utilization Review Certification and/or Registration Annual Renewal Application

Filing Method:

Applicants must use the online SERFF system to renew.

Agency Fee:

$500

Due:

Annually by the anniversary of initial registration.

Notarize:Required
Fact Checked:2/22/21

Individual Licenses

Oklahoma Individual Financial Services Licenses

Oklahoma Adjuster License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$30

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Adjuster License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30 for a single line of authority; $50 for more than one

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Apprentice Adjuster License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$20

Fact Checked:4/29/21

Oklahoma Bail Bondsman License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$200 for all lines of authority except multicounty which is $1,000.

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Consultant License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Consultant License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Customer Service Representative License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$40

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Customer Service Representative License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Emergency Adjuster License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$30

Fact Checked:4/29/21

Oklahoma Emergency Adjuster License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$30

Fact Checked:4/29/21

Oklahoma Insurance Agent License

Agency:Oklahoma Insurance Department
Fact Checked:12/31/20

Initial Registration

This section applies to insurance agents that are applying for a license in Oklahoma for the first time.

Agency Fee:

From $15 to $250 depending on license type

Fact Checked:6/1/17

Registration Renewal

Filing Method:

Online

Agency Fee:

Varies based on license type

Due:

Biennially by the last day of initial registration month

Fact Checked:1/5/21

Oklahoma Insurance Producer License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Insurance Producer License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Limited Lines Producer License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Limited Lines Producer License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Managing General Agent License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Managing General Agent License - Resident

Agency:Oklahoma Insurance Department
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Motor Service Club License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Motor Service Club License - Resident

Agency:Oklahoma Insurance Department
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$40

Due:

Biennially

Fact Checked:7/7/21

Oklahoma Portable Electronics License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Portable Electronics License - Resident

Agency:Oklahoma Insurance Department
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Public Adjuster License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$30

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Public Adjuster License - Resident

Agency:Oklahoma Insurance Department
Exam Required?Yes
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$60

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Reinsurance Intermediary Manager License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Surplus Lines Broker License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Surplus Lines Broker License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Title License - Non-Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially

Fact Checked:4/29/21

Oklahoma Title License - Resident

Agency:Oklahoma Insurance Department
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially

Fact Checked:4/29/21

Learn about insurance licensing in other states:

Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.

Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.

Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.

Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.

Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.

Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.

Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.

Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.

Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.

Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.

Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.

National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.

National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.

National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.

National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.

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