50-State Insurance Licensing Compliance Guide
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Colorado Insurance License

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Licensing requirements for Colorado insurance professionals and companies.

This page provides an overview of insurance licensing in Colorado for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Colorado must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Colorado Insurance Company Licenses

Colorado Insurance Agency License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance
Ownership Requirements:

The DRLP supplied on the application must also be listed on the owner, partner, officer, or director (OPOD) section of the application.

Qualifying Individual Requirements:

Only one (1) Designated Responsible Licensed Producer (DRLP) who must hold an active resident or non-resident license in Colorado.

Initial Registration

This section applies to insurance firms that are applying for a license in Colorado for the first time.

Agency:Colorado Department of Regulatory Agencies - Division of Insurance
Filing Method:

Online

Agency Fee:

Varies by insurance type. Baseline of $44

  • $44 per LOA (All LOAs excluding Surplus Lines)
  • $141 for Surplus Lines.

Registration Renewal

This section applies to insurance firms that are already licensed in Colorado and need to renew their license.

Agency:Colorado Department of Regulatory Agencies - Division of Insurance
Filing Method:

Online

Agency Fee:
  • $27 per LOA (All LOAs excluding Surplus Lines)
  • $134 for Surplus Lines.
Due:

Biennially

Colorado Insurance Producer License - Non-Resident

Agency:Colorado Department of Regulatory Agencies - Division of Insurance
Qualifying Individual Requirements:

At least one DRLP holds an active Colorado insurance producer license for the lines of authority on the business entity license.

Initial Registration

Filing Method:

Online

Agency Fee:
  • $71 per LOA (All LOAs excluding Surplus Lines)
  • $294 for Surplus Lines.

Registration Renewal

Filing Method:

Online

Agency Fee:
  • $43 per LOA (All LOAs excluding Surplus Lines)
  • $284 for Surplus Lines.
Due:

Biennially by the date of issuance.

Colorado Non-Resident Public Adjuster License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$71

Colorado Resident Producer License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$47

Registration Renewal

Filing Method:

Online

Agency Fee:

$27 per line of authority.

Colorado Resident Public Adjuster License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$47

Colorado Third Party Administrator License

Not required



Third Party Administrator Business licensure is not required on the State level in Colorado.

Colorado does not currently issue licenses to third-party administrators.

Colorado Utilization Review License

Not required



Utilization Review licensure is not required on the State level in Colorado.

There is no license for utilization review in Colorado, however, HMOs are required to implement a written utilization review plan that adheres to state regulations.

Individual Licenses

Colorado Individual Insurance Licenses

Colorado Insurance Agent License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in Colorado for the first time.

Filing Method:

Online

Agency Fee:
  • $68 per LOA (All LOAs excluding Surplus Lines)
  • $291 for Surplus Lines.

Registration Renewal

Filing Method:

Online

Agency Fee:

Varies based on residency and lines of authority

Due:

Biennially by the end of the licensee's birth month. License holders born in odd-numbered years renew in odd-numbered years. License holders born in even-numbered years renew in even-numbered years.

Colorado Insurance Producer License - Non-Resident

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:
  • $71 per LOA (All LOAs excluding Surplus Lines)
  • $294 for Surplus Lines.

Registration Renewal

Filing Method:

Online

Agency Fee:
  • $43 per LOA (All LOAs excluding Surplus Lines)
  • $284 for Surplus Lines.
Due:

Biennially by the end of the licensee's birth month.

Colorado Non-Resident Public Adjuster License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$71

Registration Renewal

Filing Method:

Online

Agency Fee:

$43

Colorado Resident Bail Registration License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$144

Registration Renewal

Filing Method:

Online

Agency Fee:

$183 per line of authority.

Colorado Resident Producer License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$47

Registration Renewal

Filing Method:

Online

Agency Fee:

$27 per line of authority.

Colorado Resident Public Adjuster License

Agency:Colorado Department of Regulatory Agencies - Division of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$47

Registration Renewal

Filing Method:

Online

Agency Fee:

$27

Learn about insurance licensing in other states: