Insurance Licensing Compliance Guide
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New Hampshire Insurance License

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Licensing requirements for New Hampshire insurance professionals and companies.

This page provides an overview of insurance licensing in New Hampshire for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in New Hampshire must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

New Hampshire Financial Services Company Licenses

New Hampshire Collection Agency License

Not required



Debt Collection Agency licensure is not required on the State level in New Hampshire.

New Hampshire does not currently issue licenses for collection agencies.

New Hampshire Independent Review Organization (IRO) Certification

Type of Review:

Health Care

Agency:New Hampshire Insurance Department
Law:

New Hampshire Admin Code Ins 2703.07

Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Application for Certification as an Independent Review Organization

Agency Fee:

$0

Required Attachments:
  • List of references, preferably other state insurance departments
  • Copy of applicant’s certificate of IRO accreditation (e.g., NCQA or URAC certificates)
  • Copy of applicant’s organization chart, identifying officers and key staff positions

Registration Renewal

Agency Fee:

$0

Due:

Biennially

Supplemental Reporting
Annual Report

Agency Fee:

$0

Due:

Annually

Notes:

Reports must include:

  • The total number of requests for external review assigned by the commissioner to the independent review organization
  • The total number of requests for external review assigned by the commissioner to the independent review organization for which a final adjudication was made, and, of those, the number resolved upholding the adverse determination or final adverse determination and the number resolved reversing the adverse determination or final adverse determination
  • The average length of time required for the adjudication
  • A summary of the types of coverages or cases for which an external review was sought
  • The number of external reviews that were terminated prior to completion as the result of a reconsideration and reversal by the health carrier of its adverse determination or final adverse determination after the receipt of new or additional information from the covered person or the covered person’s authorized representative
  • The number of external reviews that were terminated prior to completion as the result of a settlement between the health carrier and the covered person on terms other than the original determination of the health carrier or a complete reversal of that determination
  • The number of external reviews that were terminated prior to completion for other reasons
  • Verification that the organization maintains written records fully documenting requests for external review received from the commissioner

New Hampshire Insurance Agency License

Agency:New Hampshire Insurance Department

Initial Registration

This section applies to insurance firms that are applying for a license in New Hampshire for the first time.

Agency:New Hampshire Insurance Department
Form:

https://www.nh.gov/insurance/producers/index.htm

Agency Fee:

$210 for most

Registration Renewal

This section applies to insurance firms that are already licensed in New Hampshire and need to renew their license.

Agency:New Hampshire Insurance Department
Form:

https://www.nh.gov/insurance/producers/index.htm

Agency Fee:

$210 for most

Due:

Biennially

New Hampshire Insurance Producer License - Non-Resident

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$90

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially

New Hampshire Insurance Producer License - Non-Resident (No Home State)

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially

New Hampshire Insurance Producer License - Resident

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$90

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially

New Hampshire Medical Utilization Review License

Type of Review:

Medical Utilization Review

Agency:New Hampshire Insurance Department
Law:

RSA 420-E:2

Initial Registration

Form:

Application for License as a Medical Utilization Review Entity

Agency Fee:

$500

Required Attachments:
  • List of states where the entity does business
  • List of principal proprietors, partners, directors, officers and administrators and others responsible for the operation, management and control of the entity
  • Biographical sketches of all persons listed in the above requirement
  • List of office locations including numbers of employees at those locations
  • A description of the types of review the entity offers
  • Copies of all materials used by the applicant to inform beneficiaries of the requirements of the utilization review plan and the rights and responsibilities of beneficiaries under the plan
  • A description of the procedures established by the applicant for preserving the confidentiality of medical information used in the utilization review process
  • A copy of the accreditation certificate received from URAC (if applicable)

Registration Renewal

Form:

Application for License as a Medical Utilization Review Entity

Agency Fee:

$100

Due:

Annually by March 31.

Individual Licenses

New Hampshire Individual Financial Services Licenses

New Hampshire Adjuster License - Non-Resident

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month.

New Hampshire Adjuster License - Resident

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$25

Due:

Biennially by the end of the licensee's birth month.

New Hampshire Insurance Agent License

Agency:New Hampshire Insurance Department

Initial Registration

This section applies to insurance agents that are applying for a license in New Hampshire for the first time.

Agency Fee:

From $75 to $210 depending on license type

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially by the last day of initial registration month

New Hampshire Insurance Producer License - Non-Resident

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$90

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially by the end of the licensee's birth month.

New Hampshire Insurance Producer License - Non-Resident (No Home State)

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Biennially by the end of the licensee's birth month.

New Hampshire Insurance Producer License - Resident

Agency:New Hampshire Insurance Department

Initial Registration

Filing Method:

Online

Agency Fee:

$90

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

Learn about insurance licensing in other states:

Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.

Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.

Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.

Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.

Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.

Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.

Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.

Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.

Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.

Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.

Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.

National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.

National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.

National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.

National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.

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