50-State Insurance Licensing Compliance Guide
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Idaho Insurance License

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Licensing requirements for Idaho insurance professionals and companies.

This page provides an overview of insurance licensing in Idaho for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Idaho must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Idaho Financial Services Company Licenses

Idaho Bail Agency License - Non-Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the registration anniversary month.

Idaho Bail Agency License - Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by December 31.

Idaho Collection Agency License

Agency:Idaho Department of Finance: Collection Agency Section
Foreign Qualification is Prerequisite:Yes
Bond Requirements:

$15,000 surety bond for each additional office.

Registered Agent (Special Agency) Required?Yes

Initial Registration

Form:

Form CA1: Entity Application

Agency Fee:

$150 application fee + $20 per agent/responsible person in charge.

Notarize:Required

Registration Renewal

Form:

Entity Renewal Application

Agency Fee:

$150 application fee

Due:

Annually by March 15.

Notes:

Along with the license renewal, agencies must submit the annual notification of agents form with the required fee.

Amendment

Form:

Form CA1: Entity Application (Amendment)

Agency Fee:

$0

Notarize:Required

Supplemental Reporting
Quarterly Notification of Agents

Form:

Collection Agency Quarterly Notification of Collectors/Agents Form

Agency Fee:

$20 for each newly added agent conducting Idaho activity.

Due:

Quarterly reports are due every June 15, September 15, and December 15.

Supplemental Reporting
Annual Notification of Agents

Form:

Collection Agency Quarterly Notification of Collectors/Agents Form

Agency Fee:

$20 per active agent.

Due:

Annually by March 15.

Idaho Independent Review Organization (IRO) Registration

Type of Review:

Medical Utilization Review

Agency:Idaho Department of Insurance

Initial Registration

Form:

Application for Registration as an IRO

Agency Fee:

$500

Registration Renewal

Form:

IRO Renewal Form

Agency Fee:

$300

Due:

Biennially by the date of issuance.

Idaho Insurance Agency License

Agency:Idaho Department of Insurance

Initial Registration

This section applies to insurance firms that are applying for a license in Idaho for the first time.

Agency:Idaho Department of Insurance
Form:

http://www.doi.idaho.gov/producer/licensing.aspx

Agency Fee:

Varies by insurance type. Baseline of $50

Registration Renewal

This section applies to insurance firms that are already licensed in Idaho and need to renew their license.

Agency:Idaho Department of Insurance
Form:

http://www.doi.idaho.gov/producer/licensing.aspx

Agency Fee:

Varies by insurance type. Baseline of $50

Due:

Biennially

Idaho Life Settlement Broker License - Non-Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$160

Registration Renewal

Filing Method:

Online

Agency Fee:

$160

Due:

Biennially by the end of the registration anniversary month.

Idaho Life Settlement Broker License - Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$80

Due:

Biennially by December 31.

Idaho Life Settlement Provider License - Non-Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$600

Registration Renewal

Filing Method:

Online

Agency Fee:

$600

Due:

Biennially by the end of the registration anniversary month.

Idaho Life Settlement Provider License - Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Registration Renewal

Filing Method:

Online

Agency Fee:

$300

Due:

Biennially by December 31.

Idaho Non-Resident Producer License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the registration anniversary month.

Idaho Non-Resident Public Adjuster License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$120

Due:

Biennially by the end of the registration anniversary month.

Idaho Non-Resident Third Party Administrator License

Agency:Idaho Department of Insurance
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Non-Resident TPA License Application

Agency Fee:

$300

Required Attachments:
  • Original Letter of Certification or Certificate of Good Standing issued by Home State
  • Certificate of Existence issued by the Idaho Secretary of State
  • Home State/Resident TPA License (copy accepted)
  • List of owners, partners, officers, and directors (including name, title, SSN, and % of ownership)

Registration Renewal

Form:

Renewal of TPA License

Filing Method:

Mail or online.

Agency Fee:

$80

Due:

Biennially by December 31.

Supplemental Reporting

Form:

TPA Annual Report

Filing Method:

Mail or email to doi.tpa@doi.idaho.gov

Agency Fee:

$0

Due:

Annually by July 1.

Required Attachments:
  • Background Information Sheet
  • List of Insurers/Self-Funded Plans
  • Audited Financial Statement (if consolidated provide the required worksheets)
  • Officer’s Verification Form
  • Copy of Current Bond if required

Idaho Portable Electronics License - Non-Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially by the end of the registration anniversary month.

Idaho Portable Electronics License - Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Registration Renewal

Filing Method:

Online

Agency Fee:

$500

Due:

Biennially by December 31.

Idaho Resident Producer License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by December 31.

Idaho Resident Public Adjuster License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by December 31.

Idaho Resident Third Party Administrator License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Before you Apply:

General Documentation Requirements

  • List of all partners, officers, directors, members, managers
  • List of all parties owning 10% or more of the business
  • Certificate of Existence/ Good Standing from your home state (we will pull this)
  • Certificate of Existence or proof of Good Standing from the state in which you are applying (we will pull this)
  • A copy of your articles of incorporation/ organization
  • A copy of your bylaws or operating agreement
  • A copy of your home state license
  • In some states: Entity(s) organizational Chart
  • Audited financial statements from the last two years.
    • If consolidated, additional worksheets may be required
    • If you do not have an audit, additional reporting may be required.
  • A detailed business plan
    • Includes information on staffing levels and activities, proposed in this state and nationwide.
    • The plan must provide details setting forth the applicant’s capability for providing a sufficient number of experienced and qualified personnel in the areas of claims processing, recordkeeping and underwriting
  • A letter of good standing from a financial institution
    Usually addressed to the Department of Insurance and includes the accounts the company have with the bank, the purpose of the accounts, and that the accounts are in good standing
  • A list of all insurers

Registration Renewal

Filing Method:

Online

Agency Fee:

$80

Due:

Biennially by December 31.

Supplemental Reporting

Form:

TPA Annual Report

Filing Method:

Mail or email to doi.tpa@doi.idaho.gov

Agency Fee:

$0

Due:

Annually by July 1.

Required Attachments:
  • Background Information Sheet
  • List of Insurers/Self-Funded Plans
  • Audited Financial Statement (if consolidated provide the required worksheets)
  • Officer’s Verification Form
  • Copy of Current Bond if required

Idaho Third Party Administrator Registration

Agency:Idaho Department of Insurance
Foreign Qualification is Prerequisite:No
Notes:

Registration is generally for firms that administer self-funded plans that are not regulated by Title 41, Idaho Code.

Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application

Agency Fee:

$0

Required Attachments:
  • List of all entities (regardless of where the entity is domiciled) for which your firm provides administrative services that cover Idaho Residents.

Registration Renewal

Form:

TPA Registration Application (Renewal)

Agency Fee:

$0

Due:

Biennially by December 31.

Individual Licenses

Idaho Individual Financial Services Licenses

Idaho Independent Adjuster License - Non-Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Independent Adjuster License - Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Insurance Agent License

Agency:Idaho Department of Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in Idaho for the first time.

Agency Fee:

From $80 to $500 depending on license type

Registration Renewal

Filing Method:

Online

Agency Fee:

Varies depending on license type

Due:

Biennially by the last day of initial registration month.

Idaho Life Settlement Broker License - Non-Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$160

Registration Renewal

Filing Method:

Online

Agency Fee:

$160

Due:

Biennially by the end of the licensee's birth month.

Idaho Life Settlement Broker License - Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$300

Registration Renewal

Filing Method:

Online

Agency Fee:

$80

Due:

Biennially by the end of the licensee's birth month.

Idaho Life Settlement Provider License - Non-Resident

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$600

Registration Renewal

Filing Method:

Online

Agency Fee:

$600

Due:

Biennially by the end of the licensee's birth month.

Idaho Life Settlement Provider License - Resident

Agency:Idaho Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Registration Renewal

Filing Method:

Online

Agency Fee:

$300

Due:

Biennially by the end of the licensee's birth month.

Idaho Non Resident Bail Agent License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Non Resident Producer License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Non Resident Surplus Lines Broker License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Non-Resident Public Adjuster License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Resident Bail Agent License

Agency:Idaho Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Resident Producer License

Agency:Idaho Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Idaho Resident Surplus Lines Broker License

Agency:Idaho Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$80

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Learn about insurance licensing in other states:

Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.

Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.

Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.

Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.

Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.

Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.

Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.

Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.

Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.

Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.

Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.

National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.

National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.

National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.

National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.

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