
Ohio Finance Licensing

Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Ohio.
Company Licenses
Ohio Financial Services Company Licenses
Ohio Collection Agency License
Not required
Debt Collection Agency licensure is not required on the State level in Ohio.
Ohio does not currently issue licenses for collection agencies.
Ohio Consumer Installment Loan Act License
Initial Registration
Instructions: | |
Filing Method: | |
Agency Fee: | $300 license fee + $200 investigation fee |
Registration Renewal
Filing Method: | |
Agency Fee: | $300 |
Due: | Annually by December 31. |
Ohio General Loan Law (GLL) Certificate of Registration
Initial Registration
Instructions: | |
Filing Method: | |
Agency Fee: | $300 license fee + $200 investigation fee |
Registration Renewal
Filing Method: | |
Agency Fee: | $300 |
Due: | Annually by December 31. |
Ohio Insurance Agency License
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in Ohio for the first time.
Agency: | Ohio Department of Insurance |
Form: | |
Agency Fee: | Varies by insurance type. Baseline of $20 |
Ohio Limited Lines License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $10 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | By September 30 of odd-numbered years. |
Ohio Limited Lines License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $10 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | By September 30 of even-numbered years. |
Ohio Major Lines License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $10 |
Registration Renewal
Filing Method: | |
Agency Fee: | $25 |
Due: | By September 30 of odd-numbered years. |
Penalties: | A $100 fee will be charged as of the first day of the second month after license expiration date up to one year, in addition to renewal fee, if required. |
Ohio Major Lines License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $10 |
Registration Renewal
Filing Method: | |
Agency Fee: | $25 |
Due: | By September 30 of even-numbered years. |
Penalties: | Late renewal fee is $50 as of the first day of the month after license expiration date, in addition to renewal fee, if required. OR $100 as of the first day of the second month after license expiration date up to one year, in addition to renewal fee. |
Ohio Managing General Agent License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $20 |
Due: | Annually by February 28. |
Ohio Managing General Agent License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $20 |
Due: | Annually by February 28. |
Ohio Public Insurance Adjuster License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by December 31. |
Ohio Public Insurance Adjuster License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Broker License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Broker License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Manager License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Manager License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Small Loan License
Initial Registration
Instructions: | |
Filing Method: | |
Agency Fee: | $300 license fee + $200 investigation fee |
Registration Renewal
Filing Method: | |
Agency Fee: | $300 |
Due: | Annually by December 31. |
Ohio Surety Bail Bond License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by April 1. |
Ohio Surety Bail Bond License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $150 |
Due: | Annually by April 1. |
Ohio Surplus Lines License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by January 31. |
Ohio Surplus Lines License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by January 31. |
Ohio Third Party Administrator License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $200 |
Registration Renewal
Filing Method: | |
Agency Fee: | $300 |
Due: | Annually by June 30. |
Ohio Third Party Administrator License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $200 |
Registration Renewal
Filing Method: | |
Agency Fee: | $300 |
Due: | Annually by June 30. |
Ohio Title License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $25 |
Due: | By September 30 of odd-numbered years. |
Ohio Title License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $25 |
Due: | By September 30 of even-numbered years. |
Ohio Utilization Review Certification
Type of Review: | Medical Utilization Review |
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Form: | Form INS 9026: Utilization Review Programs Certification of Compliance |
Agency Fee: | $60 |
Registration Renewal
Form: | Form INS 9026: Utilization Review Programs Certification of Compliance |
Agency Fee: | $60 |
Due: | Annually |
Ohio Viatical Settlement Broker License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by March 31. |
Ohio Viatical Settlement Broker License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by March 31. |
Ohio Viatical Settlement Broker License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by March 31. |
Individual Licenses
Ohio Individual Financial Services Licenses
Ohio Insurance Agent License
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in Ohio for the first time.
Agency Fee: | From $10 to $500 depending on license type |
Registration Renewal
Filing Method: | |
Agency Fee: | Varies based on license type |
Due: | Biennially by the last day of initial registration month |
Ohio Limited Lines License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $10 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Biennially |
Ohio Major Lines License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $10 |
Registration Renewal
Filing Method: | |
Agency Fee: | $25 |
Due: | Biennially |
Penalties: | A $100 fee will be charged as of the first day of the second month after license expiration date up to one year, in addition to renewal fee, if required. |
Ohio Managing General Agent License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $20 |
Due: | Annually by February 28. |
Ohio Managing General Agent License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $20 |
Due: | Annually by February 28. |
Ohio Public Insurance Adjuster Agent License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $50 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by December 31. |
Ohio Public Insurance Adjuster License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by December 31. |
Ohio Public Insurance Adjuster License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by December 31. |
Ohio Public Insurance Adjuster License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Yes |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Broker License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Broker License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Manager License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Reinsurance Intermediary Manager License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $500 |
Due: | Annually by December 31. |
Ohio Surety Bail Bond License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by April 1. |
Ohio Surety Bail Bond License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Yes |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Annually by April 1. |
Ohio Surplus Lines License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by January 31. |
Ohio Surplus Lines License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually by January 31. |
Ohio Third Party Administrator License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $200 |
Registration Renewal
Filing Method: | |
Agency Fee: | $300 |
Due: | Annually |
Ohio Third Party Administrator License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $200 |
Registration Renewal
Filing Method: | |
Agency Fee: | $300 |
Due: | Annually |
Ohio Title Insurance Marketing Representative License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $25 |
Due: | Biennially |
Ohio Title Insurance Marketing Representative License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $50 |
Due: | Biennially |
Ohio Viatical Settlement Broker License - Non-Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually |
Ohio Viatical Settlement Broker License - Resident
Agency: | Ohio Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $0 |
Registration Renewal
Filing Method: | |
Agency Fee: | $100 |
Due: | Annually |
Explore licensing in other states:
Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.
Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.
Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.
Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.
Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.
Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.
Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.
Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.
Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.
Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.
Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.
National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.
National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.
National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.
National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.
