Nebraska Finance Licensing
Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Nebraska.
Company Licenses
Nebraska Financial Services Company Licenses
Nebraska Agency - Portable Electronics License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Agency - Portable Electronics License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Agency - Rental Car License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Agency - Rental Car License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Agency - Surplus Lines License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $350 |
| Due: | Annually by April 30. |
Nebraska Agency - Surplus Lines License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $350 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $350 |
| Due: | Annually by April 30. |
Nebraska Agency - Title License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Annually by April 30. |
Nebraska Agency - Title License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Agency - Travel License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Agency - Travel License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Agency - Viatical License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $40 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $40 |
| Due: | Annually by April 30. |
Nebraska Agency - Viatical License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $40 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $40 |
| Due: | Annually by April 30. |
Nebraska Agency License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Annually by April 30. |
Nebraska Agency License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Annually by April 30. |
Nebraska Collection Agency Branch Office Certificate
| Agency: | Nebraska Secretary of State - Licensing Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Agency Fee: | $50 |
| Notes: | There is no application form for branch offices. Instead, send the name, address, and phone number of the branch to the licensing division with the registration fee. |
Registration Renewal
| Agency Fee: | $35 |
| Due: | Annually by December 1. |
| Notes: | Renewal forms are sent in the mail at the beginning of November. |
Nebraska Collection Agency License
Initial Registration
| Form: | |
| Agency Fee: | $200 investigation fee + $200 license fee. |
| Notarize: | Required |
| Notes: | Agencies must submit a list of solicitor employee names and their date of hire along with a $1 fee per solicitor. |
Registration Renewal
| Agency Fee: | $75 |
| Due: | Annually by December 1. |
| Notes: | Renewal forms are sent in the mail at the beginning of November. |
Amendment
| Agency Fee: | $0 |
| Due: | Within 30 days of the change. |
| Notes: | Changes to an agency's ownership, name, address, or executive officers must be reported in writing. |
Nebraska Consultant - Corporate License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Annually by April 30. |
Nebraska Consultant - Corporate License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Independent Review Organization Certification
| Agency: | Nebraska Department of Insurance |
| Law: | NE Stat. § 44-1312 |
| Foreign Qualification is Prerequisite: | No |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $100 |
| Required Attachments: |
|
Registration Renewal
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by the date of issuance. |
Nebraska Insurance Agency License
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in Nebraska for the first time.
| Agency: | Nebraska Department of Insurance |
| Form: | |
| Agency Fee: | Varies by insurance type. Baseline of $50 |
Nebraska Managing General Agent License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Managing General Agent License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Navigator License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Navigator License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $99 |
| Due: | Annually by April 30. |
Nebraska Pre-Need Seller License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Pre-Need Seller License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Public Adjuster License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Public Adjuster License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Reinsurance Intermediary Broker License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Annually by April 30. |
Nebraska Reinsurance Intermediary Broker License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Annually by April 30. |
Nebraska Reinsurance Intermediary Manager License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Annually by April 30. |
Nebraska Reinsurance Intermediary Manager License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Annually by April 30. |
Nebraska Self-Storage Facility License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Nebraska Self-Storage Facility License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Annually by April 30. |
Third party administrator is a person who directly or indirectly does any one or more of the following, for residents of this state, or residents of another state from offices in this state: solicits or effect coverage, underwrites, collects charges or premiums or adjusts or settles claims.
Nebraska Third Party Administrator License
Initial Registration
| Exemption Eligible Organizations: |
|
| Agency Fee: | $200 |
| Before you Apply: |
|
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Annually by March 1. |
| Law: | Neb. Rev. Stat. §44-5814 |
| Required Attachments: |
|
Nebraska Utilization Review Agent Certification
Initial Registration
| Form: | |
| Agency Fee: | $300 |
| Notarize: | Required |
| Required Attachments: |
|
Registration Renewal
| Agency Fee: | $100 |
| Due: | Biennially by the date of issuance. |
| Notes: | There is no form, instead submit a statement describing any changes in information or documentation submitted with the initial application. |
Individual Licenses
Nebraska Individual Financial Services Licenses
Nebraska Consultant-Individual License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Consultant-Individual License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $90 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Insurance Agent License
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in Nebraska for the first time.
| Agency Fee: | From $20 to $250 depending on license type |
Registration Renewal
| Filing Method: | |
| Agency Fee: | Varies based on license type |
| Due: | Biennially by the last day of initial registration month |
Nebraska Insurance Producer License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Insurance Producer License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Managing General Agent License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Managing General Agent License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Public Adjuster License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $90 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Public Adjuster License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $90 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Public Adjuster License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $90 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Reinsurance Intermediary Broker License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Reinsurance Intermediary Broker License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Reinsurance Intermediary Manager License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Reinsurance Intermediary Manager License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $250 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Viatical Broker License - Non-Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $40 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $40 |
| Due: | Biennially by the end of the licensee's birth month. |
Nebraska Viatical Broker License - Resident
| Agency: | Nebraska Department of Insurance |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | $40 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $40 |
| Due: | Biennially by the end of the licensee's birth month. |
Explore licensing in other states:
Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.
Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.
Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.
Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.
Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.
Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.
Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.
Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.
Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.
Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.
Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.
National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.
National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.
National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.
National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.
