50-State Financial Services Licensing Compliance Guide
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Idaho Finance Licensing

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Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Idaho.

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Company Licenses

Idaho Financial Services Company Licenses

Idaho Collection Agency License

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:Yes
Bond Requirements:

$15,000 surety bond for each additional office.

Registered Agent (Special Agency) Required?Yes

Initial Registration

Form:

Form CA1: Entity Application

Agency Fee:

$150 application fee + $20 per agent/responsible person in charge.

Notarization Required?:Required

Registration Renewal

Form:

Entity Renewal Application

Agency Fee:

$150 application fee

Due:

Annually by March 15.

Notes:

Along with the license renewal, agencies must submit the annual notification of agents form with the required fee.

Amendment

Form:

Form CA1: Entity Application (Amendment)

Agency Fee:

$0

Notarization Required?:Required

Supplemental Reporting
Annual Notification of Agents

Form:

Collection Agency Quarterly Notification of Collectors/Agents Form

Agency Fee:

$20 per active agent.

Due:

Annually by March 15.

Supplemental Reporting
Quarterly Notification of Agents

Form:

Collection Agency Quarterly Notification of Collectors/Agents Form

Agency Fee:

$20 for each newly added agent conducting Idaho activity.

Due:

Quarterly reports are due every June 15, September 15, and December 15.

Idaho Collection Agency Registration (Branch)

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$20

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Idaho Exempt Mortgage Entity Registration

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 NMLS processing fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Idaho Money Transmitters

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 17 of each year. Licensees are recommeded to renew by November 30.
  • Licenses issued in November or December remain valid through the next renewal period.

Idaho Mortgage Broker/Lender License

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$700 + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Idaho Mortgage Broker/Lender License (Branch)

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$520 + $15 credit report fee + $36.26 background check fee

Idaho Payday Lender License

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$450

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Idaho Payday Lender License (Branch)

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$370

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Idaho Regulated Lender License

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$450

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Idaho Regulated Lender License (Branch)

Agency:Idaho Department of Finance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$370

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Individual Licenses

Idaho Individual Financial Services Licenses

Idaho Mortgage Loan Originator License

Agency:Idaho Department of Finance

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$30 + $100 license/registration fee + $200 application fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

  • Annually by December 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Explore licensing in other states:

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho
Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania
Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Revised April 19, 2024. Complete data last reviewed January 08, 2019.
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