Kentucky Finance Licensing
Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Kentucky.
Kentucky Financial Services Company Licenses
Kentucky Collection Agency License
Debt Collection Agency licensure is not required on the State level in Kentucky.
Kentucky does not currently issue licenses for collection agencies.
Kentucky Consumer Loan Company License
|Kentucky Department of Financial Institutions - Division of Non-Depository Institutions
|Foreign Qualification is Prerequisite:
|Registered Agent (Special Agency) Required?
$500 application fee + $500 license fee + $15 per person credit report fee
$500 license fee + $100 processing fee
Annually by December 31.
Annually by January 30.
KY Stat. § 286.4-590
Each licensee shall annually on or before January 30, file with the commissioner a report for the preceding calendar year. The report shall give information with respect to the financial condition of the licensee and other relevant information as the commissioner may reasonably require.
Kentucky Sales Finance Company License
Sales Finance Company licensure is not required on the State level in Kentucky.
Kentucky does not currently issue licenses to sales finance companies.