Arizona Finance Licensing
Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Arizona.
Company Licenses
Arizona Financial Services Company Licenses
Arizona Advance Fee Loan Broker License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $50 application fee + registration fee (Jan-Mar = $12.50, Apr-Jun = $31.25, Jul-Sep = $25, Oct-Dec = $18.75) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $25 |
| Due: | Annually by June 30. |
| Notes: | Advance fee loan brokers must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Arizona Collection Agency License
Initial Registration
| Filing Method: | |
| Agency Fee: | $1,500 application fee + a pro-rated license fee. |
| Notarization Required?: | Required |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $600 |
| Due: | Annually by December 31. |
Amendment
| Filing Method: | |
| Agency Fee: | $0 for changes in ownership or officers, $50 for an address change, $250 to change the licensee name. |
Supplemental Reporting
Collection Agency Fictitious Names Report
| Form: | |
| Due: | Biannually by July 1 and December 31 of each year. |
Arizona Commercial Mortgage Banker Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license fee (Jan-Mar = $250, Apr-Jun = $187.50, Jul-Sep = $125, Oct = $62.50, Nov-Dec = $312.50) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: |
|
Arizona Commercial Mortgage Banker License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $1000 application fee + license/registration fee (Jan-Mar = $1250, Apr-Jun = $937, Jul-Sep = $625, Oct = $312.50, Nov-Dec = $1562.50) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $1,250 |
| Due: |
|
Arizona Commercial Mortgage Broker Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $250 + $20 processing fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: |
|
Arizona Commercial Mortgage Broker License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license fee (Jan-Mar = $250, Apr-Jun = $187.50, Jul-Sep = $125, Oct = $62.50, Nov-Dec = $312.50) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 renewal fee + an additional $250 if the licensee negotiated or closed over 50 Arizona loans during the license period |
| Due: |
|
Arizona Consumer Lender Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license/registration fee (Jan-Mar = $100, Apr-Jun = $250, Jul-Sep = $200, Oct-Dec = $150) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Annually by June 30. |
| Notes: | Consumer lender branches must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Arizona Consumer Lender License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $1000 application fee + license/registration fee (Jan-Mar = $500, Apr-Jun = $1250, Jul-Sep = $1000, Oct-Dec = $750) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $1,000 |
| Due: | Annually by June 30. |
| Notes: | Consumer lenders must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Arizona Debt Management Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $250 application fee + license/registration fee (Jan-Mar = $100, Apr-Jun = $250, Jul-Sep = $200, Oct-Dec = $150) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Annually by June 15. |
| Notes: | Debt management company branches must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Arizona Debt Management License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license/registration fee (Jan-Mar = $250, Apr-Jun = $625, Jul-Sep = $500, Oct-Dec = $375) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $500 |
| Due: | Annually by June 15. |
| Notes: | Debt management companies must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Arizona Escrow Agent Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license/registration fee (Jan-Mar = $187.50, Apr-Jun = $125, Jul-Sep = $312.50, Oct-Nov = $250) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: | Annually by September 30. |
| Notes: | Escrow agent branches must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Arizona Escrow Agent License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $1000 application fee + license/registration fee (Jan-Mar = $750, Apr-Jun = $500, Jul-Sep = $1250, Oct-Dec = $1000) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $1,000 |
| Due: | Annually by September 30. |
| Notes: | Escrow agents must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Arizona Exempt Person Registration
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $300 application fee + license/registration fee (Jan-Mar = $150, Apr-Jun = $112.50, Jul-Sep = $75, Oct = $37.50, Nov-Dec = $187.50) + $100 NMLS processing fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: |
|
Arizona Money Transmitter Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $25 application fee + license/regulation fee (Jan-Mar = $25, Apr-Jun = $18.75, Jul-Sep = $12.50, Oct = $6.25, Nov-Dec = $31.25) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $25 |
| Due: | Annually by December 31. |
Arizona Money Transmitter License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $1500 application fee + license/registration fees (Jan-Mar = $500, Apr-Jun = $375, Jul-Sep = $250, Oct = $125, Nov-Dec = $625) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $500 |
| Due: |
|
Arizona Mortgage Banker Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license fee (Jan-Mar = $250, Apr-Jun = $187.50, Jul-Sep = $125, Oct = $62.50, Nov-Dec = $372.50) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 |
| Due: |
|
Arizona Mortgage Banker License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $1000 application fee + license/registration fee (Jan-Mar = $750, Apr-Jun = $562.50, Jul-Sep = $375, Oct = $187.50, Nov-Dec = $937.50) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $750 renewal fee + an additional $500 if the licensee negotiated or closed over 100 Arizona loans during the license period |
| Due: |
|
Arizona Mortgage Broker Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $250 application fee + $20 processing fee + license fee (Jan-Mar = $200, Apr-Jun = $150, Jul-Sep = $100, Oct = $50, Nov-Dec = $250) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: |
|
Arizona Mortgage Broker License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license fee (Jan-Mar = $250, Apr-Jun = $187.50, Jul-Sep = $125, Oct = $62.50, Nov-Dec = $312.50) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $250 renewal fee + an additional $250 if the licensee negotiated or closed over 50 Arizona loans during the license period |
| Due: |
|
Arizona Mortgage Broker Responsible Individual - Certificate of Exemption
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $100 + $300 application fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: |
|
Arizona Premium Finance Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $300 application fee + license/registration fee (Jan-Mar = $300, Apr-Jun = $225, Jul-Sep = $150, Oct = $75, Nov-Dec = $375) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $300 |
| Due: |
|
Arizona Premium Finance License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $300 application fee + license/registration fee (Jan-Mar = $300, Apr-Jun = $225, Jul-Sep = $150, Oct = $75, Nov-Dec = $375) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $300 |
| Due: |
|
Arizona Sales Finance Branch License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $250 application fee + license/registration fee (Jan-Mar = $100, Apr-Jun = $250, Jul-Sep = $200, Oct-Dec = $150) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Annually by June 30. |
| Notes: | Sales finance company branches must renew their NMLS registration and, separately, renew their license. |
Arizona Sales Finance License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
| Foreign Qualification is Prerequisite: | Yes |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $500 application fee + license/registration fee (Jan-Mar = $250, Apr-Jun = $625, Jul-Sep = $500, Oct-Dec = $375) |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $500 |
| Due: | Annually by June 30. |
| Notes: | Sales finance companies must renew their NMLS registration and, separately, renew their license. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Annually by December 31. |
Individual Licenses
Arizona Individual Financial Services Licenses
Arizona Mortgage Loan Originator License
| Agency: | Arizona Department of Insurance and Financial Institutions - Financial Division |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $30 application fee + license/registration fee (Jan-Mar = $150, Apr-Jun = $112.50, Jul-Sep = $75, Oct = $37.50, Nov-Dec = $187.50) + $15 credit report + $36.25 background check |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: |
|
Explore licensing in other states:
