Florida Finance Licensing
Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Florida.
Company Licenses
Florida Financial Services Company Licenses
Florida Commercial Collection Agency Registration
| Agency: | Florida Office of Financial Regulation |
| Foreign Qualification is Prerequisite: | Yes |
| Bond Requirements: | $50,000 surety bond. |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Form: | Form OFR COM-101: Registration of Commercial Collection Agency |
| Agency Fee: | $500 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $500 |
| Due: | Annually by December 31. |
Florida Consumer Collection Agency Registration
| Agency: | Florida Office of Financial Regulation |
| Registered Agent (Special Agency) Required? | Yes |
Initial Registration
| Form: | Form OFR 559-101: Registration of Consumer Collection Agency |
| Agency Fee: | $200 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Annually by December 31. |
Amendment
| Form: | Form OFR 559-101: Registration of Consumer Collection Agency (Amendment) |
| Agency Fee: | $0 |
Florida Mortgage Broker Branch License
| Agency: | Florida Office of Financial Regulation - Division of Consumer Finance |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $20 + $225 application fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $225 |
| Due: |
|
Florida Mortgage Broker License
| Agency: | Florida Office of Financial Regulation - Division of Consumer Finance |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $100 + $425 application fee + $15 credit report fee + $38.75 FBI and state background check fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $375 |
| Due: |
|
Florida Mortgage Lender Branch License
| Agency: | Florida Office of Financial Regulation - Division of Consumer Finance |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $20 + $225 application fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $225 |
| Due: |
|
Florida Mortgage Lender License
| Agency: | Florida Office of Financial Regulation - Division of Consumer Finance |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $100 + $500 application fee + $15 credit report fee + $38.75 FBI and state background check fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $475 |
| Due: |
|
Florida Mortgage Lender Servicer Branch License
| Agency: | Florida Office of Financial Regulation - Division of Consumer Finance |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $20 + $225 application fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $225 |
| Due: |
|
Florida Mortgage Lender Servicer License
| Agency: | Florida Office of Financial Regulation - Division of Consumer Finance |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $100 + $500 application fee + $15 credit report fee + $38.75 FBI and state background check fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $475 |
| Due: |
|
Florida Motor Vehicle Retail Installment Seller License
Initial Registration
| Filing Method: | |
| Agency Fee: | $175 |
| Required Attachments: |
|
Registration Renewal
| Filing Method: | |
| Agency Fee: | $175 |
| Due: | By December 31 of even-numbered years. |
Florida Sales Finance Company License
| Agency: | Florida Office of Financial Regulation |
| Law: | Chapter 520, Part IV, Florida Statutes - Installment Sales Finance Chapter 520, Part VI, Florida Statutes - Department Regulation of Sales and Finance Rule 69V-70, Florida Administrative Code - Sales Finance Rule 69V-85, Florida Administrative Code - Retail Installment Sales Act - General Rules |
| Foreign Qualification is Prerequisite: | No |
| Notes: | In addition to the main location license, any subsequent location other than the main office must be filed as a SFB: Sales Finance Company Branch by way of Online Services. |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Form: | |
| Filing Method: | Mail or online. |
| Agency Fee: | $175 |
Individual Licenses
Florida Individual Financial Services Licenses
Florida Mortgage Loan Originator License
| Agency: | Florida Office of Financial Regulation - Division of Consumer Finance |
Initial Registration
| Instructions: | |
| Filing Method: | |
| Agency Fee: | $30 + $195 application fee + $15 credit report fee + $36.25 federal background check fee + $24 state background check fee |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $156 |
| Due: |
|
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