
North Carolina Finance Licensing

Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in North Carolina.
- Jump To:
- North Carolina Financial Services Company Licenses
- North Carolina Individual Financial Services Licenses
Company Licenses
North Carolina Financial Services Company Licenses
North Carolina Auto Rental Limited License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $144 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Auto Rental Limited License License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Collection Agency License
Initial Registration
Filing Method: | |
Agency Fee: | $1,000 application fee + $48 processing fee. |
Registration Renewal
Filing Method: | |
Agency Fee: | $1,000 application fee + $38 processing fee. |
Due: | Annually by June 30. |
Amendment
Filing Method: | |
Agency Fee: | $0 |
Due: | Within 10 business days after the change. |
Notes: | Agency name and address changes can be made online. |
Amendment
Filing Method: | |
Agency Fee: | $0 |
Due: | Within 30 days after the change is finalized. |
Notes: | Ownership changes can be reported online. |
North Carolina Consumer Finance License
Agency: | North Carolina Commissioner of Banks - Consumer Finance Section |
Law: | |
Foreign Qualification is Prerequisite: | No |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | No |
Automatic Exemption
Exemption Eligible Organizations: |
|
Notes: |
Initial Registration
Filing Method: | |
Agency Fee: | $250 |
Renewal Not Required
Not required
There are no annual licensing renewal requirements. However, there is an annual assessment fee which is invoiced the first week in July, and is due upon receipt.
Supplemental Reporting
Filing Method: | |
Agency Fee: | $0 |
Due: | Annually by March 31. |
North Carolina Corporation License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $144 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Corporation License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Insurance Agency License
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in North Carolina for the first time.
Agency: | North Carolina Department of Insurance |
Form: | |
Agency Fee: | $150 |
North Carolina Insurance Business Entity License - Corporation
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | No |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | No |
Initial Registration
Filing Method: | |
Agency Fee: | $144 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by March 31. |
North Carolina Limited Lines Travel Business Entity License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Limited Lines Travel Business License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Partnership License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Partnership License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Portable Electronics Business Entity License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Portable Electronics Business Entity License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Public Adjuster Business Entity License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $234 |
Registration Renewal
Filing Method: | |
Agency Fee: | $234 |
Due: | Annually by April 1. |
North Carolina Public Adjuster Business Entity License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $234 |
Registration Renewal
Filing Method: | |
Agency Fee: | $234 |
Due: | Annually by April 1. |
North Carolina Sales Finance Company License
Not required
Sales Finance Company licensure is not required on the State level in North Carolina.
North Carolina does not currently issue licenses to sales finance companies.
North Carolina Self-Service Storage Limit License License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Self-Service Storage Limit License License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by April 1. |
North Carolina Surplus Lines Business Entity License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by September 1. |
North Carolina Surplus Lines Business Entity License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $134 |
Registration Renewal
Filing Method: | |
Agency Fee: | $134 |
Due: | Annually by September 1. |
North Carolina Third Party Administrator License
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | No |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | No |
Initial Registration
Form: | |
Filing Method: | Email LHinbox@ncdoi.gov |
Agency Fee: | $300 |
Required Attachments: | Biographical affidavits of TPA officers and director, By-laws of TPA, Organizational documents of TPA, such as articles of incorporation, partnership agreement, etc., including all amendments, Narrative discussing internal controls of TPA operations, General description of business operations, Executed copy of the administrator's power of attorney, ONLY for non-domestic TPA. Forms available here. |
Registration Renewal
Form: | |
Filing Method: | Email LHinbox@ncdoi.gov |
Agency Fee: | $300 |
Due: | Annually by date of issuance. |
Required Attachments: | A list of the TPA officers and directors, a list of insurance companies with which the TPA has administrative agreements & certification that company will provide signed copy if requested, current evidence that the TPA employs a licensed agent, ONLY if the TPA solicits new or renewal insured business, current evidence of E&O or liability insurance, and copy of current domestic license - ONLY if TPA is a non-domestic company. |
North Carolina Utilization Review License
Not required
Utilization Review licensure is not required on the State level in North Carolina.
North Carolina does not license utilization review entities, but health care providers may need to certify that their review procedures follow state law.
More information: North Carolina Department of InsuranceIndividual Licenses
North Carolina Individual Financial Services Licenses
North Carolina Auto Physical Damage License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $84 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Auto Physical Damage License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Yes |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $84 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Broker License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $84 |
Registration Renewal
Filing Method: | |
Agency Fee: | $84 |
Due: | Annually by April 1. |
North Carolina Broker License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $84 |
Registration Renewal
Filing Method: | |
Agency Fee: | $84 |
Due: | Annually by April 1. |
North Carolina Company / Independent Firm Adjuster License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $169 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Company/Independent Firm Adjuster License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Yes |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $169 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Hail Adjuster License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $114 |
Registration Renewal
Filing Method: | |
Agency Fee: | $54 |
Due: | Annually by April 1. |
North Carolina Hail Adjuster License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Yes |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $104 |
Registration Renewal
Filing Method: | |
Agency Fee: | $54 |
Due: | Annually by April 1. |
North Carolina Individual Insurance Producer License
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $82 + $50 for each additional line of authority |
Renewal Not Required
Not required
- Insurance producer licenses do not renew and are valid until surrendered, canceled or revoked as respects to the following lines of authority: Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Medicare Supplement Long-Term Care, Variable Life and Variable Annuity Products.
- Although their licenses do not need to be renewed, producers must meet continuing education requirements to maintain their license.
North Carolina Insurance Agent License
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in North Carolina for the first time.
Agency Fee: | From $82 to $582 depending on license type |
North Carolina Motor Vehicle Damage Appraiser License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $159 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Motor Vehicle Damage Appraiser License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $159 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Public Adjuster License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $169 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Public Adjuster License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Yes |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $184 |
Registration Renewal
Filing Method: | |
Agency Fee: | $184 |
Due: | Annually by April 1. |
North Carolina Self-Employed Adjuster License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $169 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Self-Employed Insurance Adjuster License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $159 |
Registration Renewal
Filing Method: | |
Agency Fee: | $109 |
Due: | Annually by April 1. |
North Carolina Surplus Lines License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $84 |
Registration Renewal
Filing Method: | |
Agency Fee: | $84 |
Due: | Annually by September 1. |
North Carolina Surplus Lines License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Yes |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $84 |
Registration Renewal
Filing Method: | |
Agency Fee: | $84 |
Due: | Annually by September 1. |
North Carolina Temporary Producer License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $84 |
Renewal Not Required
Not required
Temporary licenses are valid for 120 days and cannot be renewed.
North Carolina Viatical Settlement Broker License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $534 |
Registration Renewal
Filing Method: | |
Agency Fee: | $534 |
Due: | Annually by April 1. |
North Carolina Viatical Settlement Broker License - Non-Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $534 |
Registration Renewal
Filing Method: | |
Agency Fee: | $534 |
Due: | Annually by April 1. |
North Carolina Viatical Settlement Broker License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | No |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $534 |
Registration Renewal
Filing Method: | |
Agency Fee: | $534 |
Due: | Annually by April 1. |
North Carolina Viatical Settlement Broker License - Resident
Agency: | North Carolina Department of Insurance |
Foreign Qualification is Prerequisite: | Not Set |
Exam Required? | Not Set |
Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
Filing Method: | |
Agency Fee: | $534 |
Registration Renewal
Filing Method: | |
Agency Fee: | $534 |
Due: | Annually by April 1. |
Explore licensing in other states:
Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.
Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.
Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.
Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.
Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.
Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.
Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.
Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.
Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.
Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.
Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.
National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.
National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.
National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.
National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.
