50-State Financial Services Licensing Compliance Guide
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Oklahoma Finance Licensing

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Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Oklahoma.

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Company Licenses

Oklahoma Financial Services Company Licenses

Oklahoma Collection Agency License

Not required



Debt Collection Agency licensure is not required on the State level in Oklahoma.

Oklahoma does not currently issue licenses for collection agencies.

Oklahoma Consumer Credit Notification Filing

Agency:Oklahoma Department of Consumer Credit
Law:

14A OK Stat. § 6-202

Foreign Qualification is Prerequisite:No
Notes:

Applies to a person other than a supervised financial organization or licensed supervised lender engaged in making consumer credit sales, consumer leases or consumer loans in the state of Oklahoma OR Persons with an office or place of business in Oklahoma that take assignments of and undertake direct collection of payments from or enforcement of rights against debtors arising from consumer credit sales, consumer leases or non-supervised consumer loans.

Registered Agent (Special Agency) Required?Yes

Initial Registration

Form:

Notification Filing

Agency Fee:

$120 license fee + $100 investigation fee

Registration Renewal

Form:

Notification Filing Renewal

Filing Method:

Mail or online.

Agency Fee:

$120 license fee + $100 investigation fee

Due:

Annually by January 31.

Oklahoma Exempt Mortgage Company Registration

Agency:Oklahoma Department of Consumer Credit
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 NMLS processing fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Money Transmission License

Agency:Oklahoma Department of Banking
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + $3000 application fee + $2000 license fee + $50 fee per authorized delegate + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$2,000

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Mortgage Broker Branch License

Agency:Oklahoma Department of Consumer Credit
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$20 + $150 license/registration fee + $500 examination fee + $10 recovery fee + $15 credit report fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$660

Due:

  • Licenses expire on December 31 of each year. Licensees must be renewed by December 1 to avoid late fees.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Mortgage Broker License

Agency:Oklahoma Department of Consumer Credit
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + $950 application fee + $710 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$710

Due:

  • Licenses expire on December 31 of each year. Licensees must be renewed by December 1 to avoid late fees.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Mortgage Lender Branch License

Agency:Oklahoma Department of Consumer Credit
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$20 + $150 license/registration fee + $500 examination fee + $10 recovery fee + $15 credit report fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$660

Due:

  • Licenses expire on December 31 of each year. Licensees must be renewed by December 1 to avoid late fees.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Mortgage Lender License

Agency:Oklahoma Department of Consumer Credit
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + $950 application fee + $710 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$710

Due:

  • Licenses expire on December 31 of each year. Licensees must be renewed by December 1 to avoid late fees.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Small Lender License

Agency:Oklahoma Department of Consumer Credit
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$1400 application fee + $500 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$1,250

Due:

  • Licenses expire on December 31 of each year. Licensees must be renewed by December 1 to avoid late fees.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Small Lender License - Branch

Agency:Oklahoma Department of Consumer Credit
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$1400 application fee + $500 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$1,250

Due:

  • Licenses expire on December 31 of each year. Licensees must be renewed by December 1 to avoid late fees.
  • Licenses issued in November or December remain valid through the next renewal period.

Oklahoma Supervised Lender License

Agency:Oklahoma Department of Consumer Credit
Law:

14A OK Stat. § 3-502

Foreign Qualification is Prerequisite:Yes
Financial Requirements:

Proof of net assets of at least $25,000.

Bond Requirements:

$5,000 surety bond

Notes:

This license allows a lender, as a business, to make or take assignment of supervised loans from other Consumer Credit organizations.

Registered Agent (Special Agency) Required?Yes

Initial Registration

Form:

Oklahoma Supervised Lender Registration Application 

Filing Method:

Mail. 

Agency Fee:

 $425 non-refundable investigation fee for the first location + $290 annual fee+ $500 for the annual examination fee for each license.

Turnaround:

The approval process for this license requires up to 90 days to complete.

Law:

Oklahoma Administrative Code: Title 160, Chapters 1, 3, 5, 10, 20, 25, 45, 65

Notarization Required?:Required

Registration Renewal

Form:

Oklahoma Supervised Lender Application (Renewal)

Filing Method:

Mail

Agency Fee:

$290 annual license fee + $500 annual license fee and examination fee 

Due:

Annually by December 1.

Law:

Oklahoma Administrative Code: Title 160, Chapters 1, 3, 5, 10, 20, 25, 45, 65 

Notarization Required?:Required

Individual Licenses

Oklahoma Individual Financial Services Licenses

Oklahoma Mortgage Loan Originator License

Agency:Oklahoma Department of Consumer Credit

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$30 + $200 application fee + $260 license/examination/recovery fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$260

Due:

  • Licenses expire on December 31 of each year. Licensees must be renewed by December 1 to avoid late fees.
  • Licenses issued in November or December remain valid through the next renewal period.

Explore licensing in other states:

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho
Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania
Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Revised April 19, 2024. Complete data last reviewed January 08, 2019.
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