Hawaii Finance Licensing
Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Hawaii.
Company Licenses
Hawaii Financial Services Company Licenses
Hawaii Collection Agency Branch Office License
Initial Registration
| Form: | |
| Agency Fee: | $25 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $309 |
| Due: | By June 30 of even-numbered years. |
Hawaii Collection Agency License
Initial Registration
| Form: | |
| Agency Fee: | $167 if registering in the second half of the biennial license period and $309 if applying during the first half of the biennial license period. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $309 |
| Due: | By June 30 of even-numbered years. |
Hawaii Exempt Out-of-State Collection Agency Designation
Initial Registration
| Form: | Application for Exempt Out-of-State Collection Agency Designation |
| Agency Fee: | $25 application fee + $74 if registering in the second half of the biennial license period and $148 if applying during the first half of the biennial license period. |
Registration Renewal
| Agency Fee: | $148 |
| Due: | By June 30 of even-numbered years. |
| Notes: | Renewal applications are sent in the mail. |
Hawaii Insurance Agency License
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance firms that are applying for a license in Hawaii for the first time.
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Form: | |
| Agency Fee: | Varies by insurance type. Baseline of $150 |
Hawaii Insurance Producer License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the date the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: | By April 16 of odd-numbered years. |
Hawaii Insurance Producer License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the date the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | By July 16 of odd-numbered years. |
Hawaii Limited Lines Self-Service Storage Producer License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the date the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By July 16 of odd-numbered years. |
Hawaii Surplus Lines Broker License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the date the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By April 16 of odd-numbered years. |
Hawaii Surplus Lines Broker License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the date the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By July 16 of odd-numbered years. |
Hawaii Third Party Administrator License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the date the application is filed. See details on this page. |
| Required Attachments: |
|
| Bond Amount: |
|
Registration Renewal
| Filing Method: | |
| Agency Fee: | $450 |
| Due: | By April 16 of odd-numbered years. |
Hawaii Third Party Administrator License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the date the application is filed. See details on this page. |
| Required Attachments: |
|
| Bond Amount: |
|
Registration Renewal
| Filing Method: | |
| Agency Fee: | $450 |
| Due: | By July 16 of odd-numbered years. |
Hawaii Utilization Review License
Not required
Utilization Review licensure is not required on the State level in Hawaii.
There is no license for utilization review in Hawaii, however, employers and insurers are required to follow state guidelines regarding the review process.
Individual Licenses
Hawaii Individual Financial Services Licenses
Hawaii Crop Insurance Adjuster – Limited License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Independent Adjuster License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Insurance Agent License
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
This section applies to insurance agents that are applying for a license in Hawaii for the first time.
| Agency Fee: | From $150 to $2,800 depending on license type |
Registration Renewal
| Filing Method: | |
| Agency Fee: | Insurance Producer : $150 |
| Due: | Biennially on 16th day of month of initial registration. |
Hawaii Insurance Producer License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $150 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Insurance Producer License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Limited Lines Self-Service Storage Producer License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | No |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Public Adjuster License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Public Adjuster License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Surplus Lines Broker License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Surplus Lines Broker License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Third Party Administrator License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $450 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Third Party Administrator License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $450 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Workers’ Compensation Adjuster – Limited License - Non-Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $90 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Hawaii Workers’ Compensation Adjuster – Limited License - Resident
| Agency: | Hawaii Department of Commerce and Consumer Affairs - Insurance Division |
| Foreign Qualification is Prerequisite: | Not Set |
| Exam Required? | Not Set |
| Registered Agent (Special Agency) Required? | Not Set |
Initial Registration
| Filing Method: | |
| Agency Fee: | Varies by the licensee's birth month and when the application is filed. See details on this page. |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $135 |
| Due: | By the 16th day of the licensee's birth month. Those born in odd months renew in odd years, those born in even months renew in even years. |
Explore licensing in other states:
Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.
Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.
Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.
Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.
Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.
Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.
Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.
Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.
Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.
Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.
Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.
National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.
National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.
National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.
National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.
