Insurance Licensing Compliance Guide
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Georgia Insurance License

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Licensing requirements for Georgia insurance professionals and companies.

This page provides an overview of insurance licensing in Georgia for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Georgia must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Georgia Financial Services Company Licenses

Georgia Branch Agency - Nonresident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$20

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$20

Due:

Biennially by December 31.

Fact Checked:4/29/21

Georgia Branch Agency - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$20

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$20

Due:

Biennially by December 31.

Fact Checked:4/29/21

Georgia Collection Agency License

Not required



Debt Collection Agency licensure is not required on the State level in Georgia.

Georgia does not currently issue licenses for collection agencies.

Georgia Independent Review Organization Certification

Type of Review:

Medical Utilization Review

Agency:Georgia Department of Community Health
Law:

O.C.G.A. § 33-20A-39

Foreign Qualification is Prerequisite:Yes
Fact Checked:2/5/21

Initial Registration

Form:

Application for Certification as an IRO

Agency Fee:

$500

Required Attachments:
  • A copy of the organization's independent review plan
  • A written quality assurance mechanism in place that ensures the timeliness and quality of the reviews, the qualifications and independence of the expert reviewers, and the confidentiality of medical records and review materials.
  • Copies of policies and any procedures ensuring compliance with all applicable state and
    federal laws and with the Rules to protect confidentiality of medical records and personal information.
  • A listing of the number, type, and minimum qualifications of the personnel either employed or under contract to perform the independent review.
  • A copy of written procedures used to determine whether physicians or other health care providers utilized by the independent review organization describe the personnel and the accrediting policies and procedures of the applicant.
  • A completed profile for each expert reviewer and provider as outlined in the Rules.
  • Biographical information about officers, directors and staff as detailed on the application.
  • A copy of the most recent by-laws and articles of incorporation for the legal applicant.
  • Evidence of the applicant's authorization to conduct business in that state of Georgia.
  • A description of the existing or proposed organization and provide a copy of the organizational chart.
  • A chart showing contractual arrangements of the independent review system.
  • The names of each stockholder or owner of more than five percent of any stock or options.
  • The name and type of business of each corporation or other organization that the applicant controls or is affiliated with and the nature and extent of the affiliation or control. Also provide a chart or list clearly identifying the relationship between the applicant and any affiliates.
  • A list of any currently outstanding loans or contracts to provide services between the applicant and any affiliates or any officer of its affiliates.
  • The names of any predecessor affiliates and /or companies, including trade names.
Fact Checked:2/5/21

Registration Renewal

Form:

Renewal of Certificate of Registration for IRO

Agency Fee:

$250

Due:

Annually at least 90 days prior to the anniversary of registration.

Georgia Insurance Agency License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:1/8/16

Initial Registration

This section applies to insurance firms that are applying for a license in Georgia for the first time.

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Form:

https://www.oci.ga.gov/Agencies/Forms-Agencies.aspx

Agency Fee:

$100 for most

Fact Checked:1/8/16

Registration Renewal

This section applies to insurance firms that are already licensed in Georgia and need to renew their license.

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Form:

https://www.oci.ga.gov/Agencies/Forms-Agencies.aspx

Agency Fee:

$100 for most

Due:

Biennially

Fact Checked:1/8/16

Georgia Principal Agency - Nonresident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:7/7/21

Georgia Principal Agency - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:7/7/21

Georgia Private Review Agent Certification

Type of Review:

Medical Utilization Review

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:7/26/18

Initial Registration

Form:

Application for Certification as a Private Review Agent

Agency Fee:

$1,000

Notarize:Required
Required Attachments:
  • Certified copy of entity formation documents including amendments
  • Copy of bylaws, rules and regulations or similar documents regulating the affairs of the private review agent certified by the principal partners or the president and secretary and containing the corporate seal.
  • Names, addresses, and titles of positions held by individuals who are responsible for the conduct of the affairs of the private review agent in Georgia.
  • A copy of the biographical affidavit for each person listed as responsible for the conduct of the affairs of the private review agent.
  • If using a DBA, a certified copy of the recorded application received from the Clerk of the Superior Court in the county where doing business.
  • Some additional attachments as noted in the Checklist of Application Documents for Initial Certification of Private Review Agents
Fact Checked:2/5/21

Registration Renewal

Form:

Application for Certification as a Private Review Agent (Renewal)

Agency Fee:

$500

Due:

Biennially by the date of issuance.

Notarize:Required
Fact Checked:2/5/21

Supplemental Reporting
Annual Report

Form:

Annual Report Information for Utilization Review Activities

Agency Fee:

$0

Due:

Annually by March 1.

Law:

GAC § 120-2-58-.07

Fact Checked:2/5/21

Supplemental Reporting
Complaint Report

Agency Fee:

$0

Due:

Annually by March 1.

Law:

GAC § 120-2-58-.07

Fact Checked:2/5/21

Georgia Rental Company - Nonresident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:4/29/21

Georgia Rental Company - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:7/7/21

Georgia Retail Vendor of Portable Electronics Insurance - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:7/7/21

Georgia Retail Vendor of Portable Electronics Insurance License - Non-Resident

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:7/7/21

Georgia Self Storage Provider - Non-Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:4/29/21

Georgia Self Storage Provider - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by December 31.

Fact Checked:7/7/21

Individual Licenses

Georgia Individual Financial Services Licenses

Georgia Adjuster - Non-Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:7/7/21

Georgia Adjuster (Resident) License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$130

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Agent - Nonresident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$115

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Agent - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$130

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Counselor - Nonresident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$115

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Crop/Hail Adjuster - Non-Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:7/7/21

Georgia Crop/Hail Adjuster - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Exam Required?Yes
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$130

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Fraternal Agent - Nonresident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$115

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Insurance Agent License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:12/31/20

Initial Registration

This section applies to insurance agents that are applying for a license in Georgia for the first time.

Agency Fee:

From $100 to $600 depending on license type

Fact Checked:6/1/17

Registration Renewal

Agency Fee:

From $100-$600 depending on license type + $5 processing fee

Due:

Biennially by the last day of initial registration month

Fact Checked:1/4/21

Georgia Non-Resident Insurance Agent License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No
Fact Checked:4/30/20

Initial Registration

Filing Method:

Online

Agency Fee:

$15 application fee + at least $100 per line of authority

Fact Checked:4/30/20

Registration Renewal

Filing Method:

Online

Agency Fee:

$100 for most, $200 if variable products is one of the licensee's lines of authority

Due:

Biennially by the last day of the licensee's birth month.

Fact Checked:4/30/20

Georgia Nonresident Limited Health Counselor License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:7/7/21

Georgia Public Adjuster - Non-Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:7/7/21

Georgia Public Adjuster - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$130

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Resident Limited Health Counselor License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$130

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Surplus Lines Broker - Nonresident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$600

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$615

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Surplus Lines Broker - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$600

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$630

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:4/29/21

Georgia Workers' Compensation Adjuster - Non-Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:7/7/21

Georgia Workers' Compensation Adjuster - Resident License

Agency:Georgia Office of Insurance and Safety Fire Commissioner
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

Fact Checked:7/7/21

Learn about insurance licensing in other states:

Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.

Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.

Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.

Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.

Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.

Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.

Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.

Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.

Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.

Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.

Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.

National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.

National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.

National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.

National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.

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