Insurance Licensing Compliance Guide
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Arizona Insurance License

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Licensing requirements for Arizona insurance professionals and companies.

This page provides an overview of insurance licensing in Arizona for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Arizona must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Arizona Financial Services Company Licenses

Arizona Adjuster License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Adjuster License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Bail Bond Agent License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Collection Agency Branch Office License

Agency:Arizona Department of Financial Institutions - Licensing Division
Fact Checked:1/8/19

Initial Registration

Form:

Non-Mortgage Branch Application

Agency Fee:

$500

Fact Checked:1/8/19

Registration Renewal

Form:

DFI Universal License Renewal Application

Agency Fee:

$200

Due:

Annually by January 1.

Fact Checked:1/8/19

Amendment

Form:

License Change Application

Agency Fee:

$0 for changes in ownership or officers, $50 for an address change, $250 to change the licensee name.

Fact Checked:1/8/19

Arizona Collection Agency License

Agency:Arizona Department of Financial Institutions - Licensing Division
Foreign Qualification is Prerequisite:Yes
Bond Requirements:

Between $10,000 and $35,000 depending on gross annual income from Arizona business transactions.

Fact Checked:1/8/19

Initial Registration

Form:

DFI License Application

Agency Fee:

$1,500 application fee + pro-rated license fee.

Notarize:Required
Fact Checked:1/8/19

Registration Renewal

Form:

DFI Universal License Renewal Application

Agency Fee:

$600

Due:

Annually by January 1.

Fact Checked:1/8/19

Amendment

Form:

License Change Application

Agency Fee:

$0 for changes in ownership or officers, $50 for an address change, $250 to change the licensee name.

Fact Checked:1/8/19

Supplemental Reporting
Collection Agency Fictitious Names Report

Form:

Collection Agency Fictitious Name Report

Due:

Biannually by July 1 and December 31 of each year.

Fact Checked:1/8/19

Arizona Insurance Agency License

Agency:Arizona Department of Insurance
Fact Checked:1/8/16

Initial Registration

This section applies to insurance firms that are applying for a license in Arizona for the first time.

Agency:Arizona Department of Insurance
Form:

https://insurance.az.gov/producers/types-licenses

Agency Fee:

Varies by insurance type. Baseline of $120

Fact Checked:1/8/16

Registration Renewal

This section applies to insurance firms that are already licensed in Arizona and need to renew their license.

Agency:Arizona Department of Insurance
Form:

https://insurance.az.gov/producers/types-licenses

Agency Fee:

Varies by insurance type. Baseline of $120

Due:

Every four years by the last day of the registration month.

Fact Checked:1/8/16

Arizona Insurance Producer License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Insurance Producer License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Life Settlement Broker License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$600

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Life Settlement Broker License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$600

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Navigator License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Navigator License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Portable Electronics Vendor License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Portable Electronics Vendor License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Self Service Storage Agent License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Self Service Storage Agent License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Surplus Lines Broker License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$1,100

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Surplus Lines Broker License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$1,100

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Title Agent License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Title Agent License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the registration anniversary month.

Fact Checked:4/29/21

Arizona Utilization Review Agent Registration

Type of Review:

Medical Utilization Review

Agency:Arizona Department of Insurance
Law:

AZ Stat. § 20-2501 et seq.

Foreign Qualification is Prerequisite:Yes
Notes:

Registration is required for agents that perform utilization review for fully insured commercial business. Agents that only conduct reviews for government coverage (Medicare or Medicaid) are not required to register. Additionally, URAC accredited agents and other agents described in AZ Stat. § 20-2502 are exempt from registration requirements.

Fact Checked:2/12/21

Initial Registration

Agency Fee:

$0

Notarize:Required
Notes:

Contact the Life and Health Division at 602-364-2393 for application forms.

Required Attachments:
  • A certificate of good standing from the Arizona Corporation Commission.
  • A copy of a national UR accreditation certificate (URAC, NCQA or AAGC) if applicable.
  • A utilization review plan that includes a summary description of review guidelines, protocols and procedures, standards and criteria to be used in evaluating inpatient hospital care, inpatient medical care, outpatient surgical care and any medical, surgical and health care services that may be covered by a health care insurer and the provisions by which patients, providers or hospitals may seek reconsideration or appeal of decisions made by the utilization review agent.
  • A list of all contracts (if any) the entity has with a health care insurer or third party administrator to conduct utilization review for fully insured commercial plans in Arizona.
  • A copy of the materials or a description of the procedure designed to inform patients and providers, as appropriate, of the requirements of the utilization review plan.
Fact Checked:2/4/21

Registration Renewal

Agency Fee:

$0

Due:

Triennially by the anniversary of certification.

Fact Checked:2/4/21

Individual Licenses

Arizona Individual Financial Services Licenses

Arizona Adjuster License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:5/6/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$120

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:7/7/21

Arizona Adjuster License - Non-Resident (No Home State)

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Adjuster License - Resident

Agency:Arizona Department of Insurance
Exam Required?Yes
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Bail Bond Agent License - Resident

Agency:Arizona Department of Insurance
Exam Required?Yes
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Certified Application Counselor License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Certified Application Counselor License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Insurance Agent License

Agency:Arizona Department of Insurance
Fact Checked:12/31/20

Initial Registration

This section applies to insurance agents that are applying for a license in Arizona for the first time.

Agency Fee:

From $0 to $1,000 depending on license type.

Fact Checked:6/1/17

Registration Renewal

Form:

Application

Filing Method:

Online

Agency Fee:

$120

Due:

4 years

Fact Checked:12/31/20

Arizona Insurance Producer License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Insurance Producer License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Life Settlement Broker License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$600

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Life Settlement Broker License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$500

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$600

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Navigator License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Navigator License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Portable Electronics Vendor License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Portable Electronics Vendor License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Risk Management Consultant License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Self Service Storage Agent License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Self Service Storage Agent License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$220

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Surplus Lines Broker License - Non-Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$1,100

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Surplus Lines Broker License - Resident

Agency:Arizona Department of Insurance
Exam Required?No
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$1,000

Fact Checked:4/29/21

Registration Renewal

Filing Method:

Online

Agency Fee:

$1,100

Due:

Every four years by the end of the licensee's birth month.

Fact Checked:4/29/21

Arizona Temporary Producer License - Resident

Agency:Arizona Department of Insurance
Fact Checked:4/27/21

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Fact Checked:4/29/21

Renewal Not Required

Not required



A temporary license expires and cannot be renewed after its 180-day term.

Learn about insurance licensing in other states:

Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.

Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.

Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.

Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.

Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.

Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.

Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.

Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.

Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.

Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.

Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.

National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.

National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.

National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.

National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.

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