North Carolina Commissioner of Banks - Consumer Finance Section

Please Note

We are a service company that can help you file with the North Carolina Commissioner of Banks - Consumer Finance Section. We are not associated with this nor any other government agency. We offer paid services and software to help you file. You are not required to purchase our service to file - you may file directly with this agency without using our service.

Contact Information

Phone: (919) 733-3016
Fax: (919) 733-6918

Web: Home Name search

Licenses

We track the following licenses with the North Carolina Commissioner of Banks - Consumer Finance Section in order to provide compliance services to our clients. As a client, you see this and other Compliance Core™ data in License Manager in-line with your licenses.

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North Carolina Consumer Finance License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section
Law:

NCGS § 53-168

Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Automatic Exemption

Exemption Eligible Organizations:
  • Any person, firm or corporation doing business under the authority of any law of this State or of the United States relating to banks, trust companies, savings and loan associations, cooperative credit unions, agricultural credit corporations or associations organized under the laws of North Carolina;
  • Production credit associations organized under the act of Congress known as the Farm Credit Act of 1933;
  • Pawnbrokers lending or advancing money on specific articles of personal property;
  • Industrial banks;
  • The business of negotiating loans on real estate as defined in G.S. 105-41;
  • Installment paper dealers as defined in G.S. 105-83 other than persons, firms and corporations engaged in the business of accepting fees for endorsing or otherwise securing loans or contracts for repayment of loans
Notes:

NC Stat. § 53-191

Initial Registration

Filing Method:

Online

Agency Fee:

$250

Renewal Not Required

Not required



There are no annual licensing renewal requirements. However, there is an annual assessment fee which is invoiced the first week in July, and is due upon receipt.

Supplemental Reporting

Filing Method:

Online

Agency Fee:

$0

Due:

Annually by March 31.

North Carolina Exclusive Mortgage Broker License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$30 + $300 application fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

North Carolina Money Transmitter License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$1500 application fee + $15 credit report fee + $36.25 background check fee + $0.25 fee per agent per year

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

North Carolina Mortgage Branch License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$20 + $300 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

North Carolina Mortgage Broker License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + $1250 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

North Carolina Mortgage Lender License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + $1250 license/registration fee + $15 credit report fee + $36.25 background check fee + $500 reverse mortgage lender fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

North Carolina Mortgage Loan Originator License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$30 + $125 application fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$125

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

North Carolina Mortgage Origination Support Registration

Agency:North Carolina Commissioner of Banks - Consumer Finance Section
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + registration fee ($250 <5 people; $1000 5-30 people; $2000 >30 people) + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

The fee varies and is based on the number of processors and underwriters reported annually at renewal.

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

North Carolina Mortgage Servicer License

Agency:North Carolina Commissioner of Banks - Consumer Finance Section
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + $1250 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Related Government Agencies

Explore other North Carolina government agencies we can help you stay compliant with:


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